{"id":1386,"date":"2026-04-22T22:50:30","date_gmt":"2026-04-22T22:50:30","guid":{"rendered":"https:\/\/new.babilfinancial.com\/terms-conditions\/"},"modified":"2026-07-08T17:54:45","modified_gmt":"2026-07-08T17:54:45","slug":"terms-conditions","status":"publish","type":"page","link":"https:\/\/new.babilfinancial.com\/ar\/terms-conditions\/","title":{"rendered":"\u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645"},"content":{"rendered":"\t\t
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\u0648\u0642\u062f \u064a\u062e\u0636\u0639 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0645\u0648\u0642\u0639 \u0644\u0628\u0639\u0636 \u0627\u0644\u0642\u064a\u0648\u062f \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629\u060c \u0648\u064a\u064f\u0639\u062a\u0628\u0631 \u0645\u0633\u062a\u062e\u062f\u0645\u0648 \u0647\u0630\u0627 \u0627\u0644\u0645\u0648\u0642\u0639 \u0645\u0633\u0624\u0648\u0644\u064a\u0646 \u0639\u0646 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0647\u0630\u0647 \u0627\u0644\u0642\u064a\u0648\u062f \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629\u060c \u0648\u0644\u0627 \u064a\u064f\u0633\u0645\u062d \u0644\u0647\u0645 \u0628\u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0641\u064a \u062d\u0627\u0644 \u0643\u0627\u0646 \u0630\u0644\u0643 \u0645\u062e\u0627\u0644\u0641\u064b\u0627 \u0644\u0644\u0642\u0627\u0646\u0648\u0646\u060c \u0643\u0645\u0627 \u0644\u0627 \u062a\u062a\u062d\u0645\u0644 \u0627\u0644\u0634\u0631\u0643\u0629 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u062a\u062c\u0627\u0647 \u0623\u064a \u0634\u062e\u0635 \u064a\u0635\u0644 \u0625\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0628\u0634\u0643\u0644 \u063a\u064a\u0631 \u0642\u0627\u0646\u0648\u0646\u064a.<\/span>
\u0648\u0642\u062f \u062a\u0642\u0648\u0645 Babil \u0628\u062c\u0645\u0639 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0634\u062e\u0635\u064a\u0629 \u0645\u0646 \u0632\u0648\u0627\u0631 \u0645\u0648\u0642\u0639\u0647\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0648\u0633\u064a\u062a\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0641\u0642\u064b\u0627 \u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0634\u0631\u0643\u0629.<\/span><\/p>

\u0642\u062f \u062a\u0648\u0641\u0631 Babil Global Markets \u0645\u062d\u062a\u0648\u0649 \u0647\u0630\u0627 \u0627\u0644\u0645\u0648\u0642\u0639 \u0628\u0644\u063a\u0627\u062a \u0623\u062e\u0631\u0649 \u0648\u0630\u0644\u0643 \u0644\u0631\u0627\u062d\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0641\u0642\u0637\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u0641\u0625\u0646\u0647\u0627 \u0644\u0627 \u062a\u062a\u062d\u0645\u0644 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u062f\u0642\u0629 \u0627\u0644\u0635\u0641\u062d\u0627\u062a \u0627\u0644\u0645\u062a\u0631\u062c\u0645\u0629. \u0648\u064a\u064f\u0639\u062a\u0628\u0631 \u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0628\u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0625\u0646\u062c\u0644\u064a\u0632\u064a\u0629 \u0647\u0648 \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0648\u0627\u0644\u0645\u0639\u062a\u0645\u062f\u060c \u0648\u064a\u062d\u0644 \u0645\u062d\u0644 \u0623\u064a \u0645\u062d\u062a\u0648\u0649 \u0645\u062a\u0648\u0641\u0631 \u0628\u0644\u063a\u0627\u062a \u0623\u062e\u0631\u0649.<\/span>
3.1 \u062a\u062a\u0648\u0641\u0631 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0634\u0631\u0643\u0629 Babil Global Markets \u0641\u0642\u0637 \u0644\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0630\u064a\u0646 \u064a\u0645\u062a\u0644\u0643\u0648\u0646 \u0627\u0644\u062e\u0628\u0631\u0629 \u0648\u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0643\u0627\u0641\u064a\u0629 \u0641\u064a \u0627\u0644\u0623\u0645\u0648\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0628\u0645\u0627 \u064a\u0645\u0643\u0651\u0646\u0647\u0645 \u0645\u0646 \u062a\u0642\u064a\u064a\u0645 \u0645\u0632\u0627\u064a\u0627 \u0648\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0648\/\u0623\u0648 \u0625\u0628\u0631\u0627\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0627\u0644\u0639\u0642\u0648\u062f \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627\u060c \u0639\u0644\u0649 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0630\u0644\u0643 \u062f\u0648\u0646 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627 \u0623\u0648 \u0645\u0642\u062f\u0645\u0629 \u0645\u0646 \u0642\u0628\u0644\u0646\u0627 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0647\u0627. <\/span>
\u062a\u062d\u062a\u0641\u0638 Babil \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u062a\u063a\u064a\u064a\u0631 \u0648\u062a\u062d\u062f\u064a\u062b \u0648\u062a\u0639\u062f\u064a\u0644 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0641\u064a \u0623\u064a \u0648\u0642\u062a. \u0648\u0633\u064a\u062a\u0645 \u0646\u0634\u0631 \u0623\u064a \u062a\u0639\u062f\u064a\u0644\u0627\u062a \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0648\u062a\u0642\u0639 \u0639\u0644\u0649 \u0639\u0627\u062a\u0642\u0643 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0645\u0631\u0627\u062c\u0639\u0629 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0628\u0634\u0643\u0644 \u062f\u0648\u0631\u064a.<\/span><\/p><\/div><\/div>

\u00a0<\/div>

\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u0639\u0645\u064a\u0644<\/span><\/h3><\/div><\/div><\/div><\/div>

2.1 \u062a\u062a\u0648\u0641\u0631 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0634\u0631\u0643\u0629 Babil \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0641\u0642\u0637\u060c \u0648\u0644\u0627 \u064a\u062c\u0648\u0632 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0625\u0644\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0642\u0627\u062f\u0631\u064a\u0646 \u0639\u0644\u0649 \u0625\u0628\u0631\u0627\u0645 \u0639\u0642\u0648\u062f \u0645\u0644\u0632\u0645\u0629 \u0642\u0627\u0646\u0648\u0646\u064b\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0641\u064a \u0628\u0644\u062f \u0625\u0642\u0627\u0645\u062a\u0647\u0645.<\/span>
\u0648\u062f\u0648\u0646 \u0627\u0644\u0625\u062e\u0644\u0627\u0644 \u0628\u0645\u0627 \u0633\u0628\u0642\u060c \u0641\u0625\u0646 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627 \u063a\u064a\u0631 \u0645\u062a\u0627\u062d\u0629 \u0644\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0630\u064a\u0646 \u062a\u0642\u0644 \u0623\u0639\u0645\u0627\u0631\u0647\u0645 \u0639\u0646 18 \u0639\u0627\u0645\u064b\u0627\u060c \u0623\u0648 \u0627\u0644\u0630\u064a\u0646 \u0644\u0645 \u064a\u0628\u0644\u063a\u0648\u0627 \u0633\u0646 \u0627\u0644\u0631\u0634\u062f \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0641\u064a \u0628\u0644\u062f \u0625\u0642\u0627\u0645\u062a\u0647\u0645\u060c \u0623\u0648 \u0627\u0644\u0630\u064a\u0646 \u0644\u0627 \u064a\u0645\u0644\u0643\u0648\u0646 \u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0644\u0625\u0628\u0631\u0627\u0645 \u0639\u0642\u0648\u062f \u0645\u0644\u0632\u0645\u0629 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0641\u064a \u0628\u0644\u062f \u0625\u0642\u0627\u0645\u062a\u0647\u0645.<\/span>
2.2<\/span>
\u0645\u0639 \u0645\u0631\u0627\u0639\u0627\u0629 \u0645\u0627 \u0633\u0628\u0642\u060c \u0641\u0625\u0646\u0643 \u062a\u0642\u0631\u0651 \u0648\u062a\u062a\u0639\u0647\u062f \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0627\u060c \u0648\u062f\u0648\u0646 \u0627\u0644\u0625\u062e\u0644\u0627\u0644 \u0628\u0623\u064a \u0625\u0642\u0631\u0627\u0631\u0627\u062a \u0648\/\u0623\u0648 \u0636\u0645\u0627\u0646\u0627\u062a \u0648\/\u0623\u0648 \u062a\u0639\u0647\u062f\u0627\u062a \u0623\u062e\u0631\u0649.<\/span><\/p>

\u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629:<\/span>
\u2013 \u0623\u0646\u0643 \u0634\u062e\u0635 \u064a\u062a\u0645\u062a\u0639 \u0628\u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0644\u0625\u0628\u0631\u0627\u0645 \u0639\u0642\u0648\u062f \u0645\u0644\u0632\u0645\u0629 \u0642\u0627\u0646\u0648\u0646\u064b\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0641\u064a \u0628\u0644\u062f \u0625\u0642\u0627\u0645\u062a\u0643.<\/span>
\u2013 \u0623\u0646\u0643 \u062a\u062c\u0627\u0648\u0632\u062a \u0633\u0646 18 \u0639\u0627\u0645\u064b\u0627 \u0623\u0648 \u0628\u0644\u063a\u062a \u0627\u0644\u0633\u0646 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0641\u064a \u0628\u0644\u062f \u0625\u0642\u0627\u0645\u062a\u0643.<\/span>
\u2013 \u0623\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u0642\u062f\u0645\u062a\u0647\u0627 \u0644\u0646\u0627 \u0644\u063a\u0631\u0636 \u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0644\u062f\u064a\u0646\u0627 \u0648\/\u0623\u0648 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627 \u0648\u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u0635\u062d\u064a\u062d\u0629 \u0648\u062d\u062f\u064a\u062b\u0629.<\/span>
\u2013 \u0623\u0646\u0643 \u062a\u0645\u062a\u0644\u0643 \u0643\u0627\u0641\u0629 \u0627\u0644\u062d\u0642\u0648\u0642 \u0648\u0627\u0644\u0635\u0644\u0627\u062d\u064a\u0627\u062a \u0648\u0627\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u0644\u0627\u0632\u0645\u0629 \u0644\u0625\u0628\u0631\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0648\u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0645\u0646\u0643 \u0628\u0645\u0648\u062c\u0628\u0647\u0627.<\/span>
\u2013 \u0623\u0646\u0643 \u0644\u0633\u062a \u0634\u062e\u0635\u064b\u0627 \u0645\u0639\u0631\u0651\u0636\u064b\u0627 \u0633\u064a\u0627\u0633\u064a\u064b\u0627 (PEP)\u060c \u0648\u0644\u0627 \u062a\u0631\u0628\u0637\u0643 \u0623\u064a \u0639\u0644\u0627\u0642\u0629 (\u0645\u062b\u0644 \u0627\u0644\u0642\u0631\u0627\u0628\u0629 \u0623\u0648 \u0627\u0644\u0634\u0631\u0627\u0643\u0629 \u0623\u0648 \u063a\u064a\u0631 \u0630\u0644\u0643) \u0628\u0623\u064a \u0634\u062e\u0635 \u064a\u0634\u063a\u0644 \u0623\u0648 \u0634\u063a\u0644 \u0645\u0646\u0635\u0628\u064b\u0627 \u0633\u064a\u0627\u0633\u064a\u064b\u0627 \u0623\u0648 \u0639\u0627\u0645\u064b\u0627 \u062e\u0644\u0627\u0644 \u0627\u0644\u0627\u062b\u0646\u064a \u0639\u0634\u0631 \u0634\u0647\u0631\u064b\u0627 \u0627\u0644\u0645\u0627\u0636\u064a\u0629.<\/span>
2.3<\/span>
\u0628\u0645\u0648\u0627\u0641\u0642\u062a\u0643 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645\u060c \u0641\u0625\u0646\u0643 \u062a\u0641\u0648\u0636\u0646\u0627 \u0646\u062d\u0646 \u0623\u0648 \u0623\u064a \u062c\u0647\u0627\u062a \u062a\u0639\u0645\u0644 \u0646\u064a\u0627\u0628\u0629\u064b \u0639\u0646\u0627 \u0628\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0648\u0636\u0639\u0643 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u060c \u0648\u0644\u0623\u063a\u0631\u0627\u0636 \u0630\u0644\u0643 \u064a\u062d\u0642 \u0644\u0646\u0627 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0648\u0643\u0627\u0644\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062a\u064a \u0646\u0631\u0627\u0647\u0627 \u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a.<\/span>
\u0643\u0645\u0627 \u062a\u0641\u0648\u0636\u0646\u0627 \u0623\u064a\u0636\u064b\u0627 \u0628\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0623\u064a \u0623\u0646\u0634\u0637\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u062d\u0627\u0644\u064a\u0629 \u0623\u0648 \u0633\u0627\u0628\u0642\u0629 \u062a\u062e\u0635\u0643\u060c \u0648\u064a\u0634\u0645\u0644 \u0630\u0644\u0643 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0627\u0644\u0628\u0648\u0631\u0635\u0627\u062a \u0623\u0648 \u0627\u0644\u0648\u0633\u0637\u0627\u0621\/\u0627\u0644\u0648\u0643\u0644\u0627\u0621 \u0623\u0648 \u0627\u0644\u0628\u0646\u0648\u0643 \u0623\u0648 \u0623\u064a \u062c\u0647\u0627\u062a \u0623\u062e\u0631\u0649 \u0646\u0631\u0627\u0647\u0627 \u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0647\u0630\u0627 \u0627\u0644\u063a\u0631\u0636.<\/span><\/p><\/div><\/div>

\u00a0<\/div>

\u0627\u0644\u062e\u0628\u0631\u0629 \u0648\u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/span><\/h3><\/div><\/div><\/div><\/div>

3.1 \u062a\u062a\u0648\u0641\u0631 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0634\u0631\u0643\u0629 Babel \u0641\u0642\u0637 \u0644\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0630\u064a\u0646 \u064a\u0645\u062a\u0644\u0643\u0648\u0646 \u0627\u0644\u062e\u0628\u0631\u0629 \u0648\u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0643\u0627\u0641\u064a\u0629 \u0641\u064a \u0627\u0644\u0623\u0645\u0648\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0628\u0645\u0627 \u064a\u0645\u0643\u0651\u0646\u0647\u0645 \u0645\u0646 \u062a\u0642\u064a\u064a\u0645 \u0645\u0632\u0627\u064a\u0627 \u0648\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0648\/\u0623\u0648 \u0625\u0628\u0631\u0627\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0627\u0644\u0639\u0642\u0648\u062f \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627\u060c \u0648\u0630\u0644\u0643 \u062f\u0648\u0646 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627 \u0623\u0648 \u0645\u0642\u062f\u0645\u0629 \u0645\u0646 \u0642\u0628\u0644\u0646\u0627 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0647\u0627.<\/span><\/p><\/div><\/div>

\u00a0<\/div>

\u0627\u0644\u0642\u064a\u0648\u062f \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629<\/span><\/h3><\/div><\/div><\/div><\/div>

4.1 \u0644\u0627 \u062a\u062a\u0648\u0641\u0631 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0634\u0631\u0643\u0629 Babil \u0641\u064a \u0623\u064a \u0645\u0643\u0627\u0646 \u064a\u0643\u0648\u0646 \u0641\u064a\u0647 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u064a\u0647\u0627 \u0648\/\u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u063a\u064a\u0631 \u0642\u0627\u0646\u0648\u0646\u064a. \u0648\u062a\u062d\u062a\u0641\u0638 \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u0627\u0644\u062d\u0642\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0647\u0627 \u0627\u0644\u0645\u0637\u0644\u0642 \u0648\u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0648\u0644\u0623\u064a \u0633\u0628\u0628\u060c \u0641\u064a \u0631\u0641\u0636 \u0648\/\u0623\u0648 \u0625\u0644\u063a\u0627\u0621 \u0648\/\u0623\u0648 \u0625\u0646\u0647\u0627\u0621 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u0623\u064a \u062c\u0632\u0621 \u0623\u0648 \u0645\u0643\u0648\u0651\u0646 \u0645\u0646\u0647\u0627\u060c \u062f\u0648\u0646 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u062a\u0642\u062f\u064a\u0645 \u0623\u064a \u062a\u0641\u0633\u064a\u0631 \u0623\u0648 \u0645\u0628\u0631\u0631 \u0644\u0630\u0644\u0643.<\/span>
4.2 \u0648\u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0633\u064a\u0627\u0642\u060c \u0641\u0625\u0646\u0643 \u062a\u062f\u0631\u0643 \u0623\u0646 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0639\u0642\u0648\u062f \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062a\u062e\u062a\u0644\u0641 \u0645\u0646 \u062f\u0648\u0644\u0629 \u0625\u0644\u0649 \u0623\u062e\u0631\u0649\u060c \u0648\u062a\u0642\u0639 \u0639\u0644\u0649 \u0639\u0627\u062a\u0642\u0643 \u0648\u062d\u062f\u0643 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0627\u0645\u062a\u062b\u0627\u0644\u0643 \u0627\u0644\u0643\u0627\u0645\u0644 \u0644\u0623\u064a \u0642\u0627\u0646\u0648\u0646 \u0623\u0648 \u0644\u0627\u0626\u062d\u0629 \u0623\u0648 \u062a\u0648\u062c\u064a\u0647 \u0645\u0639\u0645\u0648\u0644 \u0628\u0647 \u0641\u064a \u0628\u0644\u062f \u0625\u0642\u0627\u0645\u062a\u0643 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627 \u0648\/\u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627.<\/span>
\u0648\u0644\u062a\u062c\u0646\u0628 \u0623\u064a \u0644\u0628\u0633\u060c \u0641\u0625\u0646 \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0648\u0635\u0648\u0644\u0643 \u0625\u0644\u0649 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627 \u0644\u0627 \u062a\u0639\u0646\u064a \u0628\u0627\u0644\u0636\u0631\u0648\u0631\u0629 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0623\u0648 \u0623\u064a \u0623\u0646\u0634\u0637\u0629 \u0642\u062f \u062a\u0642\u0648\u0645 \u0628\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u062a\u0639\u062a\u0628\u0631 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0623\u0648 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0623\u0648 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0641\u064a \u0628\u0644\u062f \u0625\u0642\u0627\u0645\u062a\u0643.<\/span>
4.3 \u0644\u0627 \u062a\u064f\u0639\u062f\u0651 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627 \u0639\u0631\u0636\u064b\u0627 \u0623\u0648 \u062f\u0639\u0648\u0629\u064b \u0644\u0623\u064a \u0634\u062e\u0635 \u0641\u064a \u0623\u064a \u0648\u0644\u0627\u064a\u0629 \u0642\u0636\u0627\u0626\u064a\u0629 \u064a\u0643\u0648\u0646 \u0641\u064a\u0647\u0627 \u0647\u0630\u0627 \u0627\u0644\u0639\u0631\u0636 \u0648\/\u0623\u0648 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u062f\u0639\u0648\u0627\u062a \u063a\u064a\u0631 \u0645\u0633\u0645\u0648\u062d \u0628\u0647 \u0642\u0627\u0646\u0648\u0646\u064b\u0627\u060c \u0648\u0644\u0627 \u064a\u062c\u0648\u0632 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0644\u0647\u0630\u0627 \u0627\u0644\u063a\u0631\u0636.<\/span><\/p><\/div><\/div>

\u00a0<\/div>

\u0627\u0644\u062e\u062f\u0645\u0627\u062a<\/span><\/h3><\/div><\/div><\/div><\/div>

5.1 \u0641\u064a \u0636\u0648\u0621 \u0645\u0648\u0627\u0641\u0642\u062a\u0646\u0627 \u0639\u0644\u0649 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u062d\u0633\u0627\u0628 \u0648\u0627\u062d\u062f \u0623\u0648 \u0623\u0643\u062b\u0631 \u0644\u0635\u0627\u0644\u062d\u0643 \u0648\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0639\u0645\u0644\u064a\u0627\u062a \u0634\u0631\u0627\u0621 \u0648\u0628\u064a\u0639 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629\u060c \u0648\u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0634\u0631\u0627\u0624\u0647\u0627 \u0623\u0648 \u0628\u064a\u0639\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627 \u0623\u0648 \u0639\u0628\u0631\u0647\u0627 \u0623\u0648 \u0628\u0623\u064a \u0648\u0633\u064a\u0644\u0629 \u0623\u062e\u0631\u0649 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u062d\u0633\u0627\u0628\u060c \u0641\u0625\u0646\u0643 \u062a\u0648\u0627\u0641\u0642 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0627 \u0639\u0644\u0649 \u0645\u0627 \u064a\u0644\u064a:<\/span>
\u062a\u0634\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0646\u0637\u0627\u0642 \u0627\u0644\u0643\u0627\u0645\u0644 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u0646\u0642\u062f\u0645\u0647\u0627\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631\u060c \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627\u060c \u0648\u0645\u0645\u0627\u0631\u0633\u0627\u062a\u0646\u0627 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062c\u0645\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u062a\u062e\u0632\u064a\u0646\u0647\u0627\u060c \u0648\u0627\u0644\u0645\u0648\u0627\u062f \u0627\u0644\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0646\u0632\u064a\u0644 \u0645\u0646 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0648\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0646\u0634\u0648\u0631\u0629 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a.<\/span>
\u0643\u0645\u0627 \u062a\u0634\u0645\u0644 \u062e\u062f\u0645\u0627\u062a \u0648\u0645\u0646\u0634\u0622\u062a \u0627\u0644\u062a\u062f\u0627\u0648\u0644 (\u0633\u0648\u0627\u0621 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0645\u0646 \u0642\u0628\u0644\u0646\u0627 \u0623\u0648 \u0645\u0646 \u0642\u0628\u0644 \u0623\u064a \u062c\u0647\u0629 \u062a\u0627\u0628\u0639\u0629 \u0644\u0646\u0627)\u060c \u0648\u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0648\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0641\u0648\u0631\u064a\u0629\u060c \u0648\u0628\u0639\u0636 \u0623\u0633\u0639\u0627\u0631 \u0635\u0631\u0641 \u0627\u0644\u0639\u0645\u0644\u0627\u062a\u060c \u0648\u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0629 \u0644\u062a\u0646\u0641\u064a\u0630 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0633\u0648\u0642 \u0627\u0644\u0641\u0648\u0631\u0643\u0633 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0623\u0648 \u0627\u0644\u0647\u0627\u062a\u0641 \u0623\u0648 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0648\u0623\u064a \u0645\u064a\u0632\u0627\u062a \u0623\u0648 \u0645\u062d\u062a\u0648\u064a\u0627\u062a \u0623\u0648 \u062e\u062f\u0645\u0627\u062a \u0623\u062e\u0631\u0649 \u0642\u062f \u0646\u0642\u0648\u0645 \u0628\u0625\u0636\u0627\u0641\u062a\u0647\u0627 \u0645\u0633\u062a\u0642\u0628\u0644\u064b\u0627.<\/span>
\u0648\u062a\u0633\u0631\u064a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0623\u0634\u0643\u0627\u0644 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0628\u064a\u0646\u0646\u0627 \u0648\u0628\u064a\u0646\u0643\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0631\u0633\u0627\u0626\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0648\u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0648\u0627\u0644\u0647\u0627\u062a\u0641\u060c \u0648\u0623\u064a \u0648\u0633\u0627\u0626\u0644 \u062a\u0648\u0627\u0635\u0644 \u0623\u062e\u0631\u0649.<\/span><\/p><\/div><\/div>

\u00a0<\/div>

\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0633\u062c\u064a\u0644<\/span><\/h3><\/div><\/div><\/div><\/div>

6.2 \u064a\u0631\u062c\u0649 \u0645\u0644\u0627\u062d\u0638\u0629 \u0623\u0646\u0647 \u0639\u0646\u062f \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0644\u062f\u064a\u0646\u0627\u060c \u0633\u062a\u0642\u0648\u0645 \u0628\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0633\u0645 \u0645\u0633\u062a\u062e\u062f\u0645 \u0648\u0643\u0644\u0645\u0629 \u0645\u0631\u0648\u0631 \u064a\u0639\u0631\u0651\u0641\u0627\u0646 \u0647\u0648\u064a\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0641\u064a \u0643\u0644 \u0645\u0631\u0629 \u062a\u0642\u0648\u0645 \u0641\u064a\u0647\u0627 \u0628\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0625\u0644\u0649 \u0646\u0638\u0627\u0645\u0646\u0627 (\u201c\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0648\u0635\u0648\u0644\u201d).<\/span>
\u0648\u064a\u062c\u0628 \u0623\u0646 \u062a\u0628\u0642\u0649 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 (\u0627\u0633\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0648\u0643\u0644\u0645\u0629 \u0627\u0644\u0645\u0631\u0648\u0631) \u0633\u0631\u064a\u0629 \u0648\u062e\u0627\u0635\u0629 \u0628\u0634\u0643\u0644 \u062a\u0627\u0645 \u0648\u0641\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0648\u0642\u0627\u062a. \u0648\u062a\u062a\u062d\u0645\u0644 \u0648\u062d\u062f\u0643 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u062d\u0645\u0627\u064a\u0629 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u0643\u0645\u0627 \u062a\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0643\u0627\u0645\u0644\u0629 \u0639\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0645 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643.<\/span>
\u0643\u0645\u0627 \u0623\u0646\u0643 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0645\u0627 \u064a\u0644\u064a:<\/span>
\u2013 \u0625\u0628\u0644\u0627\u063a\u0646\u0627 \u0641\u0648\u0631\u064b\u0627 \u0628\u0623\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u063a\u064a\u0631 \u0645\u0635\u0631\u062d \u0628\u0647 \u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0623\u0648 \u0628\u0623\u064a \u062e\u0631\u0642 \u0623\u0645\u0646\u064a \u0622\u062e\u0631.<\/span>
\u2013 \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062e\u0631\u0648\u062c \u0645\u0646 \u062d\u0633\u0627\u0628\u0643 \u0628\u0634\u0643\u0644 \u0622\u0645\u0646 \u0648\u0645\u0646\u0638\u0645 \u0639\u0646\u062f \u0627\u0646\u062a\u0647\u0627\u0621 \u0643\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645.<\/span>
\u0648\u0641\u064a \u062d\u0627\u0644 \u062a\u0639\u0631\u0636\u062a \u0633\u0631\u064a\u0629 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0644\u0644\u062e\u0637\u0631\u060c \u0623\u0648 \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0634\u0643 \u0641\u064a \u0625\u0633\u0627\u0621\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627\u060c \u064a\u0631\u062c\u0649 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0641\u0648\u0631\u064b\u0627 \u0645\u0639 \u0641\u0631\u064a\u0642 \u062f\u0639\u0645 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0644\u062f\u064a\u0646\u0627.<\/span><\/p><\/div><\/div>

\u00a0<\/div>

\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0648\u064a\u0629 \u0627\u0644\u0639\u0645\u064a\u0644 KYC<\/span><\/h3><\/div><\/div><\/div><\/div>

\u0646\u062d\u0646 \u0645\u0644\u0632\u0645\u0648\u0646 \u0642\u0627\u0646\u0648\u0646\u064b\u0627 \u0628\u062a\u0623\u0643\u064a\u062f \u0648\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0648\u064a\u0629 \u0643\u0644 \u0634\u062e\u0635 \u064a\u0642\u0648\u0645 \u0628\u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0641\u064a \u0646\u0638\u0627\u0645\u0646\u0627 \u0648\u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0644\u062f\u064a\u0646\u0627\u061b \u0648\u0644\u0630\u0644\u0643\u060c \u0648\u0643\u062c\u0632\u0621 \u0645\u0646 \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0646\u0627 \u0628\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643 (KYC)\u060c \u0633\u064a\u064f\u0637\u0644\u0628 \u0645\u0646\u0643 \u062a\u0632\u0648\u064a\u062f\u0646\u0627 \u0628\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u0639\u0646\u062f \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0644\u062f\u064a\u0646\u0627:<\/span><\/p>

  • \u0627\u0644\u0623\u0633\u0645<\/span><\/li>
  • \u0627\u0644\u0639\u0646\u0648\u0627\u0646 \/ \u0645\u062d\u0644 \u0627\u0644\u0625\u0642\u0627\u0645\u0629<\/span><\/li>
  • \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0645\u064a\u0644\u0627\u062f<\/span><\/li>
  • \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a<\/span><\/li><\/ul>

    \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0623\u062e\u0631\u0649 \u062a\u064f\u0633\u062a\u062e\u062f\u0645 \u0644\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0642\u062f \u0646\u0637\u0644\u0628\u0647\u0627 \u0645\u0646 \u0648\u0642\u062a \u0644\u0622\u062e\u0631\u060c \u0645\u062b\u0644 \u0646\u0633\u062e\u0629 \u0645\u0646 \u062c\u0648\u0627\u0632 \u0627\u0644\u0633\u0641\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643.<\/span><\/p>

    7.1 \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u062a\u0632\u0648\u064a\u062f\u0646\u0627 \u0628\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0635\u062d\u064a\u062d\u0629 \u0648\u0643\u0627\u0645\u0644\u0629 \u0641\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0648\u0642\u0627\u062a\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u2014 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631 \u2014 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647.<\/span>
    7.2<\/span>
    \u0648\u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0633\u064a\u0627\u0642\u060c \u0641\u0625\u0646\u0643 \u062a\u064f\u0642\u0631\u0651 \u0648\u062a\u0636\u0645\u0646 \u0648\u062a\u062a\u0639\u0647\u062f \u0648\u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0645\u0627 \u064a\u0644\u064a:<\/span>
    \u2013 \u0623\u0646\u0643 \u0644\u0627 \u062a\u0642\u0644 \u0639\u0646 18 \u0639\u0627\u0645\u064b\u0627\u060c \u0623\u0648 \u0623\u0646\u0643 \u0628\u0644\u063a\u062a \u0627\u0644\u0633\u0646 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0633\u0645\u062d \u0644\u0643 \u0628\u0645\u0645\u0627\u0631\u0633\u0629 \u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0641\u064a \u0623\u064a \u0648\u0644\u0627\u064a\u0629 \u0642\u0636\u0627\u0626\u064a\u0629 \u062a\u0646\u0637\u0628\u0642 \u0639\u0644\u064a\u0643.<\/span>
    \u2013 \u0623\u0646\u0643 \u062a\u062a\u0645\u062a\u0639 \u0628\u0627\u0644\u0623\u0647\u0644\u064a\u0629 \u0627\u0644\u0639\u0642\u0644\u064a\u0629 \u0627\u0644\u0643\u0627\u0645\u0644\u0629 \u0648\u0642\u0627\u062f\u0631 \u0639\u0644\u0649 \u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0623\u0641\u0639\u0627\u0644\u0643 \u0648\u062a\u0635\u0631\u0641\u0627\u062a\u0643.<\/span>
    \u2013 \u0623\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062a\u064a \u0642\u062f\u0645\u062a\u0647\u0627 \u0644\u0646\u0627\u060c \u0623\u0648 \u0627\u0644\u062a\u064a \u0633\u064a\u062a\u0645 \u062a\u0642\u062f\u064a\u0645\u0647\u0627 \u0639\u0646\u062f \u0641\u062a\u062d \u0627\u0644\u062d\u0633\u0627\u0628 \u0648\u0625\u062c\u0631\u0627\u0621 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0625\u064a\u062f\u0627\u0639\u060c \u0635\u062d\u064a\u062d\u0629 \u0648\u062f\u0642\u064a\u0642\u0629 \u0648\u0643\u0627\u0645\u0644\u0629\u060c \u0648\u062a\u062a\u0637\u0627\u0628\u0642 \u0645\u0639 \u0627\u0644\u0627\u0633\u0645 \u0627\u0644\u0645\u0633\u062c\u0644 \u0639\u0644\u0649 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062f\u0641\u0639 \u0648\/\u0623\u0648 \u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062a\u064a \u062a\u0646\u0648\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0644\u0644\u0625\u064a\u062f\u0627\u0639 \u0623\u0648 \u0627\u0633\u062a\u0644\u0627\u0645 \u0627\u0644\u0623\u0645\u0648\u0627\u0644.<\/span>
    \u2013 \u0623\u0646\u0643 \u0642\u0645\u062a \u0628\u0627\u0644\u062a\u062d\u0642\u0642 \u0648\u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0623\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627 \u0644\u0627 \u064a\u0646\u062a\u0647\u0643 \u0623\u064a \u0642\u0648\u0627\u0646\u064a\u0646 \u0623\u0648 \u0644\u0648\u0627\u0626\u062d \u0623\u0648 \u0623\u0646\u0638\u0645\u0629 \u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0641\u064a \u0623\u064a \u0648\u0644\u0627\u064a\u0629 \u0642\u0636\u0627\u0626\u064a\u0629 \u062a\u0646\u0637\u0628\u0642 \u0639\u0644\u064a\u0643.<\/span>
    7.3 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0623\u064a \u0645\u0646 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647 \u063a\u064a\u0631 \u0635\u062d\u064a\u062d\u0629 \u0623\u0648 \u063a\u064a\u0631 \u062f\u0642\u064a\u0642\u0629 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0643\u060c \u0641\u064a\u0631\u062c\u0649 \u0625\u0628\u0644\u0627\u063a \u0641\u0631\u064a\u0642 \u062f\u0639\u0645 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0644\u062f\u064a\u0646\u0627 \u0641\u0648\u0631\u064b\u0627\u060c \u0648\u0633\u0646\u0642\u0648\u0645 \u0628\u0625\u0631\u0634\u0627\u062f\u0643 \u062d\u0648\u0644 \u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0641\u064a \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062e\u062f\u0645\u0627\u062a\u0646\u0627 \u0648\/\u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627.<\/span>
    \u2013 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0623\u062e\u0631\u0649 \u0642\u062f \u062a\u0643\u0648\u0646 \u0645\u0637\u0644\u0648\u0628\u0629 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.<\/span><\/p>

    7.4 \u062a\u062a\u0639\u0647\u062f \u0628\u0625\u0628\u0644\u0627\u063a \u0627\u0644\u0634\u0631\u0643\u0629 \u0641\u0648\u0631\u064b\u0627 \u0628\u0623\u064a \u062a\u063a\u064a\u064a\u0631 \u0641\u064a \u0627\u0644\u0638\u0631\u0648\u0641 \u0623\u0648 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062c\u0639\u0644 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0623\u062b\u0646\u0627\u0621 \u0639\u0645\u0644\u064a\u0629 \u0641\u062a\u062d \u0627\u0644\u062d\u0633\u0627\u0628 \u063a\u064a\u0631 \u0635\u062d\u064a\u062d\u0629\u060c \u0643\u0645\u0627 \u062a\u0644\u062a\u0632\u0645 \u0628\u062a\u0632\u0648\u064a\u062f \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u062d\u062f\u062b\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u062e\u0644\u0627\u0644 \u0645\u062f\u0629 \u0644\u0627 \u062a\u062a\u062c\u0627\u0648\u0632 30 \u064a\u0648\u0645\u064b\u0627 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u062d\u062f\u0648\u062b \u0647\u0630\u0627 \u0627\u0644\u062a\u063a\u064a\u064a\u0631. \u0648\u0641\u064a \u062d\u0627\u0644 \u0639\u062f\u0645 \u0627\u0644\u062a\u0632\u0627\u0645\u0643 \u0628\u0647\u0630\u0647 \u0627\u0644\u0648\u0627\u062c\u0628\u0627\u062a \u0623\u0648 \u0631\u0641\u0636\u0643 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0644\u0625\u062b\u0628\u0627\u062a \u0630\u0644\u0643\u060c \u062a\u062d\u062a\u0641\u0638 \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u062a\u0639\u0644\u064a\u0642 \u0623\u0648 \u062d\u062a\u0649 \u0625\u063a\u0644\u0627\u0642 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0645\u062a\u0644\u0643\u0647\u0627.<\/span>
    7.5 \u0623\u0646\u062a \u062a\u0642\u0631 \u0648\u062a\u0648\u0627\u0641\u0642 \u0635\u0631\u0627\u062d\u0629\u064b \u0639\u0644\u0649 \u0623\u0646 \u062a\u0642\u062f\u064a\u0645 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u063a\u064a\u0631 \u0635\u062d\u064a\u062d\u0629 \u0623\u0648 \u063a\u064a\u0631 \u062f\u0642\u064a\u0642\u0629 \u0623\u0648 \u0645\u0636\u0644\u0644\u0629 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0643\u062a\u0645\u0644\u0629 \u0628\u0623\u064a \u0634\u0643\u0644 \u064a\u064f\u0639\u062f \u062e\u0631\u0642\u064b\u0627 \u0645\u0628\u0627\u0634\u0631\u064b\u0627 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645. \u0648\u0628\u0646\u0627\u0621\u064b \u0639\u0644\u064a\u0647\u060c \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u062a\u0639\u0644\u064a\u0642 \u0648\/\u0623\u0648 \u0625\u0646\u0647\u0627\u0621 \u062d\u0633\u0627\u0628\u0643 \u0641\u0648\u0631\u064b\u0627\u060c \u0648\u0645\u0646\u0639\u0643 \u0645\u0646 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627 \u0648\/\u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627\u060c \u0648\u0630\u0644\u0643 \u062f\u0648\u0646 \u0627\u0644\u0625\u062e\u0644\u0627\u0644 \u0628\u0623\u064a \u062d\u0642\u0648\u0642 \u0623\u0648 \u0648\u0633\u0627\u0626\u0644 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0623\u062e\u0631\u0649 \u0642\u062f \u062a\u0643\u0648\u0646 \u0645\u062a\u0627\u062d\u0629 \u0644\u0646\u0627 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629.<\/span>
    \u0648\u0642\u062f \u064a\u064f\u0637\u0644\u0628 \u0645\u0646\u0643 \u0645\u0646 \u0648\u0642\u062a \u0644\u0622\u062e\u0631 \u062a\u0632\u0648\u064a\u062f\u0646\u0627 \u0628\u0628\u0639\u0636 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0644\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0628\u064a\u0627\u0646\u0627\u062a \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\/\u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u062a\u064a \u062a\u0633\u062a\u062e\u062f\u0645\u0647\u0627 \u0641\u064a \u062a\u0645\u0648\u064a\u0644 \u062d\u0633\u0627\u0628\u0643. \u0648\u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0645\u062f\u0649 \u0631\u0636\u0627 \u0627\u0644\u0634\u0631\u0643\u0629 \u0639\u0646 \u0646\u062a\u0627\u0626\u062c \u0647\u0630\u0627 \u0627\u0644\u062a\u062d\u0642\u0642\u060c \u0642\u062f \u064a\u064f\u0633\u0645\u062d \u0644\u0643 \u0623\u0648 \u0644\u0627 \u064a\u064f\u0633\u0645\u062d \u0644\u0643 \u0628\u0625\u064a\u062f\u0627\u0639 \u0623\u0645\u0648\u0627\u0644 \u0625\u0636\u0627\u0641\u064a\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0623\u0648 \u0623\u064a \u0648\u0633\u0627\u0626\u0644 \u062f\u0641\u0639 \u0623\u062e\u0631\u0649.<\/span>
    7.7 \u0642\u062f \u0646\u062e\u062a\u0627\u0631 \u062a\u0632\u0648\u064a\u062f\u0643 \u0628\u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0648\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0627\u062a \u0628\u0644\u063a\u0627\u062a \u0645\u062e\u062a\u0644\u0641\u0629. \u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u0642\u0628\u0648\u0644\u0643 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645\u060c \u0641\u0625\u0646\u0643 \u062a\u0642\u0631 \u0648\u062a\u0624\u0643\u062f \u0623\u0646 \u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0644\u062f\u064a\u0646\u0627 \u0647\u064a \u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0625\u0646\u062c\u0644\u064a\u0632\u064a\u0629\u060c \u0648\u0641\u064a \u062d\u0627\u0644 \u0648\u062c\u0648\u062f \u0623\u064a \u0627\u062e\u062a\u0644\u0627\u0641 \u0623\u0648 \u062a\u0639\u0627\u0631\u0636 \u0628\u064a\u0646 \u0623\u064a \u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0623\u0648 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0623\u0648 \u0645\u0631\u0627\u0633\u0644\u0627\u062a \u0628\u0623\u064a \u0644\u063a\u0629 \u0623\u062e\u0631\u0649 \u0648\u0628\u064a\u0646 \u0627\u0644\u0646\u0633\u062e\u0629 \u0627\u0644\u0625\u0646\u062c\u0644\u064a\u0632\u064a\u0629 \u0645\u0646\u0647\u0627\u060c \u0641\u0625\u0646 \u0627\u0644\u0646\u0633\u062e\u0629 \u0627\u0644\u0625\u0646\u062c\u0644\u064a\u0632\u064a\u0629 \u0647\u064a \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0648\u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u062a\u0637\u0628\u064a\u0642.<\/span>
    7.8 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639\u0643 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0623\u0648 \u0627\u0644\u0641\u0627\u0643\u0633 \u0623\u0648 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u0627\u0644\u0645\u0646\u0634\u0648\u0631\u0627\u062a \u0623\u0648 \u0627\u0644\u0646\u0634\u0631\u0627\u062a \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646\u0627 \u0623\u0648 \u0623\u064a \u0648\u0633\u064a\u0644\u0629 \u062a\u0648\u0627\u0635\u0644 \u0623\u062e\u0631\u0649\u060c \u0633\u0648\u0627\u0621 \u0643\u0627\u0646\u062a \u0647\u0630\u0647 \u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0627\u062a \u0645\u0648\u062c\u0647\u0629 \u0625\u0644\u064a\u0643 \u0634\u062e\u0635\u064a\u064b\u0627 \u0623\u0648 \u0625\u0644\u0649 \u062c\u0645\u064a\u0639 \u0639\u0645\u0644\u0627\u0626\u0646\u0627 \u0628\u0634\u0643\u0644 \u0639\u0627\u0645\u060c \u0648\/\u0623\u0648 \u0645\u0646\u0634\u0648\u0631\u0629 \u0639\u0628\u0631 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627.<\/span>
    \u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u0642\u0628\u0648\u0644\u0643 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645\u060c \u0641\u0625\u0646\u0643 \u062a\u0642\u0631 \u0648\u062a\u0624\u0643\u062f \u2014 \u062f\u0648\u0646 \u0627\u0644\u0625\u062e\u0644\u0627\u0644 \u0628\u0623\u064a \u0623\u062d\u0643\u0627\u0645 \u0623\u062e\u0631\u0649 \u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u2014 \u0623\u0646 \u062c\u0645\u064a\u0639 \u0647\u0630\u0647 \u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0627\u062a \u062a\u064f\u0639\u062a\u0628\u0631 \u0645\u0642\u0628\u0648\u0644\u0629 \u0645\u0646 \u0642\u0628\u0644\u0643\u060c \u0648\u0623\u0646 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0623\u0648 \u0625\u0634\u0639\u0627\u0631\u0627\u062a \u064a\u062a\u0645 \u0625\u0631\u0633\u0627\u0644\u0647\u0627 \u0628\u0647\u0630\u0647 \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u062a\u064f\u0639\u062f \u0645\u0633\u062a\u0644\u0645\u0629 \u0645\u0646 \u0642\u0628\u0644\u0643\u060c \u0643\u0645\u0627 \u062a\u064f\u0639\u062a\u0628\u0631 \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0629 \u064a\u062a\u0645 \u062a\u0646\u0641\u064a\u0630\u0647\u0627 \u0646\u0647\u0627\u0626\u064a\u0629 \u0648\u0645\u0644\u0632\u0645\u0629 \u0644\u0643.<\/span>
    7.9 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0644\u062f\u064a\u0646\u0627\u060c \u0641\u0625\u0646\u0643 \u062a\u0648\u0627\u0641\u0642 \u0635\u0631\u0627\u062d\u0629\u064b \u0639\u0644\u0649 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u062c\u0645\u064a\u0639 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0648\u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062d\u0643\u0645 \u0623\u0646\u0634\u0637\u062a\u0643 \u0639\u0644\u0649 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627.<\/span>
    \u0643\u0645\u0627 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u0645\u0637\u0644\u0642 \u0648\u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0648\u0644\u0623\u064a \u0633\u0628\u0628\u060c \u0641\u064a \u0631\u0641\u0636 \u062a\u0642\u062f\u064a\u0645 \u062e\u062f\u0645\u0627\u062a\u0646\u0627 \u0644\u0623\u064a \u0634\u062e\u0635 \u0648\/\u0623\u0648 \u0625\u063a\u0644\u0627\u0642 \u0623\u064a \u062d\u0633\u0627\u0628\u060c \u062f\u0648\u0646 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u062a\u0642\u062f\u064a\u0645 \u0623\u064a \u062a\u0641\u0633\u064a\u0631 \u0623\u0648 \u0645\u0628\u0631\u0631 \u0644\u0630\u0644\u0643.<\/span>
    \u0648\u062a\u0628\u0642\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0630\u064a\u0646 \u064a\u0641\u062a\u062d\u0648\u0646 \u062d\u0633\u0627\u0628\u0627\u062a \u0644\u062f\u064a\u0646\u0627 \u0645\u0644\u0643\u064b\u0627 \u062d\u0635\u0631\u064a\u064b\u0627 \u0644\u0644\u0634\u0631\u0643\u0629\u060c \u0648\u0644\u0627 \u064a\u062a\u0631\u062a\u0628 \u0639\u0644\u0649 \u0625\u0628\u0631\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0643\u062a\u0633\u0627\u0628\u0643 \u0644\u0623\u064a \u062d\u0642 \u0641\u064a \u062a\u0644\u0643 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u0625\u0644\u0627 \u0641\u064a \u0627\u0644\u062d\u062f\u0648\u062f \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0635\u0631\u0627\u062d\u0629\u064b \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629.<\/span>
    7.10 \u0643\u0645\u0627 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0627\u0644\u062a\u062d\u0642\u064a\u0642\u060c \u0648\u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u0645\u0637\u0644\u0642 \u0648\u0644\u0623\u064a \u0633\u0628\u0628 \u0643\u0627\u0646 \u2014 \u062f\u0648\u0646 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u062a\u0642\u062f\u064a\u0645 \u0623\u064a \u062a\u0641\u0633\u064a\u0631 \u0623\u0648 \u0645\u0628\u0631\u0631 \u2014 \u0641\u064a \u0623\u064a \u0646\u0634\u0627\u0637 \u0642\u062f \u064a\u0634\u0643\u0644 \u062e\u0631\u0642\u064b\u0627 \u0644\u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u064a \u0628\u0631\u0627\u0645\u062c \u0623\u0648 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0644\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627 \u0648\/\u0623\u0648 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0623\u064a \u0646\u0634\u0627\u0637 \u0645\u062d\u0638\u0648\u0631 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629. \u0644\u0646 \u0646\u062a\u062d\u0645\u0644 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629:<\/span>
    (\u0623) \u0639\u0646 \u0623\u064a \u0623\u0645\u0631 \u064a\u062a\u0639\u0644\u0642 \u0628\u0623\u0646\u0634\u0637\u062a\u0643 \u0627\u0644\u062a\u062f\u0627\u0648\u0644\u064a\u0629 \u0639\u0644\u0649 \u0623\u0648 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627\u060c \u0648\u0644\u0627<\/span>
    (\u0628) \u0639\u0646 \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u062a\u064a \u062a\u062f\u064a\u0631 \u0628\u0647\u0627 \u0623\u0646\u0634\u0637\u062a\u0643 \u0627\u0644\u062a\u062f\u0627\u0648\u0644\u064a\u0629 \u0639\u0644\u0649 \u0623\u0648 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627.<\/span>
    \u0648\u0639\u0644\u0649 \u0648\u062c\u0647 \u0627\u0644\u062e\u0635\u0648\u0635\u060c \u0648\u062f\u0648\u0646 \u0627\u0644\u0625\u062e\u0644\u0627\u0644 \u0628\u0639\u0645\u0648\u0645\u064a\u0629 \u0645\u0627 \u0633\u0628\u0642\u060c \u0641\u0625\u0646\u0646\u0627 \u0644\u0627 \u0646\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0623\u064a \u0645\u0645\u0627 \u064a\u0644\u064a: <\/span>
    (\u0623) \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u0635\u0631\u062d \u0628\u0647\u0627.<\/span>
    (\u0628) \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u0635\u0631\u062d \u0628\u0647\u0627 \u0627\u0644\u062a\u064a \u064a\u062c\u0631\u064a\u0647\u0627 \u0642\u0627\u0635\u0631\u0648\u0646 \u063a\u064a\u0631 \u0645\u062e\u0648\u0644\u064a\u0646 \u0642\u0627\u0646\u0648\u0646\u064b\u0627.<\/span>
    (\u062c) \u0627\u0644\u062a\u062d\u0642\u0642 \u0627\u0644\u0641\u0639\u0644\u064a \u0645\u0646 \u0627\u0645\u062a\u0644\u0627\u0643\u0643 \u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0648\/\u0623\u0648 \u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627.<\/span><\/p>

    \u0644\u0646 \u0646\u062a\u062d\u0645\u0644 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0628\u0623\u064a \u0634\u0643\u0644 \u0645\u0646 \u0627\u0644\u0623\u0634\u0643\u0627\u0644 (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0623\u0648 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627) \u0625\u0630\u0627 \u0642\u0645\u062a \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0646\u0635\u0629 \u062f\u0648\u0646 \u0627\u0645\u062a\u0644\u0627\u0643 \u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629\u060c \u0643\u0645\u0627 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u062a\u0642\u064a\u064a\u0645 \u0648\u0625\u0639\u0627\u062f\u0629 \u062a\u0642\u064a\u064a\u0645 \u0645\u0633\u062a\u0648\u0649 \u0645\u0639\u0631\u0641\u062a\u0643 \u0648\u062e\u0628\u0631\u062a\u0643 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627 \u0641\u064a \u0623\u064a \u0648\u0642\u062a\u060c \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u0645\u0637\u0644\u0642.<\/span><\/p><\/div><\/div>

    \u00a0<\/div>

    \u062d\u0633\u0627\u0628\u0643 \u0644\u062f\u064a\u0646\u0627<\/span><\/h3><\/div><\/div><\/div><\/div>

    \u0644\u063a\u0631\u0636 \u062a\u0642\u062f\u064a\u0645 \u062e\u062f\u0645\u0627\u062a\u0646\u0627 \u0648\u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0648\u0636\u062d\u0629 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629\u060c \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0647\u0646\u0627\u060c \u0633\u0646\u0642\u0648\u0645 \u0628\u062a\u0633\u0647\u064a\u0644 \u0641\u062a\u062d \u0648\u062a\u0634\u063a\u064a\u0644 \u062d\u0633\u0627\u0628 \u0648\u0627\u062d\u062f \u0623\u0648 \u0623\u0643\u062b\u0631 \u0644\u0643 \u0639\u0644\u0649 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627\u060c \u0639\u0644\u0649 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u0644\u062d\u0633\u0627\u0628 \u0645\u0642\u0648\u0645\u064b\u0627 \u0628\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u062a\u064a \u062a\u062d\u062f\u062f\u0647\u0627 \u0623\u0646\u062a\u060c \u0648\u064a\u062a\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647 \u062a\u0633\u062c\u064a\u0644 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\/\u0623\u0648 \u0627\u0644\u0639\u0642\u0648\u062f \u0627\u0644\u062a\u064a \u062a\u0642\u0648\u0645 \u0628\u0625\u0628\u0631\u0627\u0645\u0647\u0627 \u0639\u0628\u0631 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627.<\/span><\/p>

    8.1 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629<\/span><\/p>

    8.1.1 \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u062a\u062d\u062f\u064a\u062f \u0639\u0645\u0644\u0629 \u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0643\u0644 \u062d\u0633\u0627\u0628 \u0645\u0646 \u062d\u0633\u0627\u0628\u0627\u062a\u0643 \u0639\u0644\u0649 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627\u060c \u0639\u0644\u0649 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0628\u0627\u0644\u062f\u0648\u0644\u0627\u0631 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a \u0623\u0648 \u0628\u0623\u064a \u0639\u0645\u0644\u0629 \u0623\u062e\u0631\u0649 \u0645\u062f\u0631\u062c\u0629 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0648\u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u062a\u062d\u062f\u064a\u062f\u0647\u0627 \u0648\/\u0623\u0648 \u0627\u0644\u0625\u0639\u0644\u0627\u0646 \u0639\u0646\u0647\u0627 \u0645\u0633\u0628\u0642\u064b\u0627 \u0628\u0627\u0639\u062a\u0628\u0627\u0631\u0647\u0627 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u062d\u0633\u0627\u0628\u0643.<\/span><\/p>

    8.1.2 \u064a\u062c\u0628 \u0623\u0646 \u062a\u062a\u0645 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0642\u0648\u0645 \u0628\u0647\u0627 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0641\u064a \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627 \u0628\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0644\u062d\u0633\u0627\u0628\u0643. \u0648\u0625\u0630\u0627 \u0642\u0645\u0646\u0627 \u0628\u0627\u0633\u062a\u0644\u0627\u0645 \u0623\u0648 \u062a\u062d\u0635\u064a\u0644 \u0623\u064a \u0645\u0628\u0644\u063a \u064a\u062a\u0639\u0644\u0642 \u0628\u0623\u064a \u0645\u0646 \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0643 \u0628\u0639\u0645\u0644\u0629 \u063a\u064a\u0631 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u062d\u0633\u0627\u0628\u0643\u060c \u0641\u0625\u0646 \u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0628\u0646\u062f 46 \u0623\u0639\u0644\u0627\u0647 \u062a\u064f\u0637\u0628\u0642 \u0645\u0639 \u0645\u0627 \u064a\u0644\u0632\u0645 \u0645\u0646 \u062a\u0639\u062f\u064a\u0644\u0627\u062a.<\/span>
    8.1.3 \u0639\u0646\u062f \u0625\u062c\u0631\u0627\u0621 \u0623\u064a \u0639\u0645\u0644\u064a\u0629 \u0633\u062d\u0628 \u0623\u0648 \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0623\u0645\u0648\u0627\u0644 \u0645\u0646 \u062d\u0633\u0627\u0628\u0643\u060c \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u2014 \u062f\u0648\u0646 \u0623\u0646 \u0646\u0643\u0648\u0646 \u0645\u0644\u0632\u0645\u064a\u0646 \u0628\u0630\u0644\u0643 \u062a\u062d\u062a \u0623\u064a \u0638\u0631\u0641 \u2014 \u0641\u064a \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u0646\u0641\u0633 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u062a\u064a \u0627\u0633\u062a\u0644\u0645\u0646\u0627 \u0628\u0647\u0627 \u062a\u0644\u0643 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u0627\u0644\u0623\u0635\u0644. \u0648\u0625\u0630\u0627 \u062a\u0645 \u062a\u0646\u0641\u064a\u0630 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0633\u062d\u0628 \u0623\u0648 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0628\u0639\u0645\u0644\u0629 \u062a\u062e\u062a\u0644\u0641 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u062d\u0633\u0627\u0628\u0643\u060c \u0641\u0625\u0646 \u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0628\u0646\u062f 46 \u0623\u0639\u0644\u0627\u0647 \u062a\u064f\u0637\u0628\u0642 \u0645\u0639 \u0645\u0627 \u064a\u0644\u0632\u0645 \u0645\u0646 \u062a\u0639\u062f\u064a\u0644\u0627\u062a.<\/span>
    8.1.4<\/span>
    \u0644\u0646 \u0646\u0642\u0628\u0644 \u0623\u064a \u062a\u0639\u0644\u064a\u0645\u0627\u062a \u062f\u0641\u0639 \u0625\u0644\u0649 \u0637\u0631\u0641 \u062b\u0627\u0644\u062b \u0645\u0646 \u062d\u0633\u0627\u0628\u0643\u060c \u0645\u0627 \u0644\u0645 \u0646\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0630\u0644\u0643 \u062e\u0637\u064a\u064b\u0627 \u0648\u0628\u0634\u0643\u0644 \u0635\u0631\u064a\u062d.<\/span><\/p>

    8.2 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062f\u062e\u0648\u0644 (\u0631\u0645\u0648\u0632 \u0627\u0644\u0648\u0635\u0648\u0644)<\/span><\/p>

    8.2.1 \u0644\u062a\u0645\u0643\u064a\u0646\u0643 \u0645\u0646 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627\u060c \u0633\u0646\u0642\u0648\u0645 \u0628\u062a\u0632\u0648\u064a\u062f\u0643 \u0644\u0643\u0644 \u062d\u0633\u0627\u0628 \u0628\u0627\u0633\u0645 \u0645\u0633\u062a\u062e\u062f\u0645 \u0648\u0643\u0644\u0645\u0629 \u0645\u0631\u0648\u0631 \u0641\u0631\u064a\u062f\u064a\u0646 \u064a\u062a\u064a\u062d\u0627\u0646 \u0644\u0643 \u0645\u0627 \u064a\u0644\u064a:<\/span>
    (\u0623) \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627\u061b<\/span>
    (\u0628) \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647 \u0644\u063a\u0631\u0636 \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 \u0627\u0644\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0627\u0644\u0641\u0648\u0631\u064a\u0629 \u0644\u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0645\u0641\u062a\u0648\u062d\u0629\u060c \u0648\u0645\u0631\u0627\u062c\u0639\u0629 \u0648\/\u0623\u0648 \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062a\u0627\u0631\u064a\u062e\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0627\u0644\u062d\u0633\u0627\u0628\u061b<\/span>
    (\u062c) \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647 \u0644\u063a\u0631\u0636 \u0625\u0628\u0631\u0627\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\/\u0623\u0648 \u0627\u0644\u0639\u0642\u0648\u062f \u0648\u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0647\u0627 \u0639\u0628\u0631 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627.<\/span>
    \u0648\u062a\u0638\u0644 \u0628\u064a\u0627\u0646\u0627\u062a \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0648\u0643\u0644\u0645\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0633\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u0641\u0639\u0648\u0644 \u0645\u0627 \u0644\u0645 \u064a\u062a\u0645 \u0625\u0646\u0647\u0627\u0624\u0647\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0623\u064a \u0645\u0646 \u0627\u0644\u0637\u0631\u0641\u064a\u0646. \u0643\u0645\u0627 \u064a\u062c\u0648\u0632 \u0644\u0646\u0627\u060c \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0646\u0631\u0627\u0647 \u0645\u0646\u0627\u0633\u0628\u064b\u0627\u060c \u062a\u0632\u0648\u064a\u062f\u0643 \u0628\u0628\u064a\u0627\u0646\u0627\u062a \u062f\u062e\u0648\u0644 \u0623\u0648 \u0643\u0644\u0645\u0627\u062a \u0645\u0631\u0648\u0631 \u0628\u062f\u064a\u0644\u0629\u060c \u0648\u0630\u0644\u0643 \u0644\u062d\u0645\u0627\u064a\u0629 \u0623\u0645\u0646 \u062d\u0633\u0627\u0628\u0643 \u0648\/\u0623\u0648 \u0644\u0645\u0646\u0639 \u0623\u064a \u0648\u0635\u0648\u0644 \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u063a\u064a\u0631 \u0645\u0635\u0631\u062d \u0628\u0647 \u0644\u062d\u0633\u0627\u0628\u0643.<\/span>
    8.2.2 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0623\u064a \u0645\u0646 \u0631\u0645\u0648\u0632 \u0623\u0648 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u060c \u0641\u0625\u0646\u0643 \u062a\u064f\u0642\u0631 \u0648\u062a\u0636\u0645\u0646 \u0645\u0627 \u064a\u0644\u064a:<\/span>
    (\u0623) \u0623\u0646\u0643 \u062a\u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0643\u0627\u0645\u0644\u0629 \u0639\u0646 \u0633\u0631\u064a\u0629 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u061b<\/span>
    (\u0628) \u0623\u0646\u0643 \u0644\u0646 \u062a\u0642\u0648\u0645 \u2014 \u0645\u0627 \u0644\u0645 \u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u0645\u0648\u0627\u0641\u0642\u0629 \u062e\u0637\u064a\u0629 \u0645\u0633\u0628\u0642\u0629 \u0645\u0646\u0627 \u2014 \u0628\u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0639\u0646 \u0623\u064a \u0645\u0646 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0644\u0623\u064a \u0634\u062e\u0635 \u0622\u062e\u0631 \u0644\u0623\u064a \u063a\u0631\u0636 \u0643\u0627\u0646\u061b<\/span>
    (\u062c) \u064a\u062d\u0642 \u0644\u0646\u0627 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0648\u0627\u0644\u0623\u0648\u0627\u0645\u0631 \u0648\u0623\u064a \u0645\u0631\u0627\u0633\u0644\u0627\u062a \u0623\u062e\u0631\u0649 \u064a\u062a\u0645 \u0625\u062f\u062e\u0627\u0644\u0647\u0627 \u0623\u0648 \u062a\u0646\u0641\u064a\u0630\u0647\u0627 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u060c \u0648\u062a\u0643\u0648\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0623\u0648 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0623\u0648 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u062a\u0644\u0643 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0623\u0648 \u0627\u0644\u0623\u0648\u0627\u0645\u0631 \u0623\u0648 \u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0627\u062a \u0645\u0644\u0632\u0645\u0629 \u0644\u0643 \u0628\u0627\u0644\u0643\u0627\u0645\u0644.<\/span><\/p>

    8.2.3 \u0641\u064a \u062d\u0627\u0644 \u0641\u0642\u062f\u0627\u0646 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0623\u0648 \u0633\u0631\u0642\u062a\u0647\u0627 \u0623\u0648 \u062a\u0639\u0631\u0636\u0647\u0627 \u0644\u0644\u0627\u062e\u062a\u0631\u0627\u0642\u060c \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u0625\u0628\u0644\u0627\u063a\u0646\u0627 \u0641\u0648\u0631\u064b\u0627. \u0648\u0639\u0646\u062f \u0627\u0633\u062a\u0644\u0627\u0645 \u0647\u0630\u0627 \u0627\u0644\u0625\u0634\u0639\u0627\u0631\u060c \u0633\u0646\u0642\u0648\u0645 \u0628\u0625\u0646\u0647\u0627\u0621 \u0635\u0644\u0627\u062d\u064a\u0629 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0639\u0644\u0649 \u0627\u0644\u0641\u0648\u0631\u060c \u0648\u0645\u0639 \u0630\u0644\u0643 \u0641\u0625\u0646\u0643 \u062a\u0638\u0644 \u0645\u0633\u0624\u0648\u0644\u064b\u0627 \u0628\u0634\u0643\u0644 \u0643\u0627\u0645\u0644 \u0639\u0646 \u0623\u064a \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0623\u0648 \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0645\u062a \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0642\u0628\u0644 \u0642\u064a\u0627\u0645\u0646\u0627 \u0628\u0625\u064a\u0642\u0627\u0641\u0647\u0627.<\/span>
    8.2.4 \u062a\u062a\u0639\u0647\u062f \u0628\u0625\u0628\u0631\u0627\u0621 \u0630\u0645\u062a\u0646\u0627 \u0648\u062a\u0639\u0648\u064a\u0636\u0646\u0627 \u0639\u0646 \u0623\u064a \u0648\u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0623\u0648 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0623\u0648 \u0627\u0644\u0645\u0635\u0627\u0631\u064a\u0641 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0646\u0634\u0623 \u0646\u062a\u064a\u062c\u0629 \u0639\u062f\u0645 \u0627\u0644\u062a\u0632\u0627\u0645\u0643 \u0628\u0623\u062d\u0643\u0627\u0645 \u0647\u0630\u0627 \u0627\u0644\u0642\u0633\u0645.<\/span><\/p><\/div><\/div>

    \u00a0<\/div>

    \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0648\u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a<\/span><\/h3><\/div><\/div><\/div><\/div>

    9.1 \u064a\u062c\u0648\u0632 \u0644\u0643 \u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0641\u064a \u0623\u064a \u0648\u0642\u062a. \u0648\u0644\u0646 \u064a\u062a\u0645 \u0642\u0628\u0648\u0644 \u0627\u0644\u0625\u064a\u062f\u0627\u0639\u0627\u062a \u0625\u0644\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0634\u0631\u0643\u0629 (\u0645\u062b\u0644 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0623\u0648 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u063a\u064a\u0631\u0647\u0627)\u060c \u0639\u0644\u0649 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0647\u0630\u0647 \u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0645\u0633\u062c\u0644\u0629 \u0628\u0646\u0641\u0633 \u0627\u0633\u0645\u0643. <\/span>
    \u0644\u0646 \u064a\u062a\u0645 \u0642\u0628\u0648\u0644 \u0623\u064a \u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0645\u062c\u0647\u0648\u0644\u0629 \u0627\u0644\u0645\u0635\u062f\u0631 \u0623\u0648 \u0635\u0627\u062f\u0631\u0629 \u0645\u0646 \u0637\u0631\u0641 \u062b\u0627\u0644\u062b \u062a\u062d\u062a \u0623\u064a \u0638\u0631\u0641 \u0645\u0646 \u0627\u0644\u0638\u0631\u0648\u0641. \u0643\u0645\u0627 \u0623\u0646\u0646\u0627 \u0644\u0627 \u0646\u0642\u0628\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0648\/\u0623\u0648 \u0627\u0644\u0634\u064a\u0643\u0627\u062a\u060c \u0645\u0627 \u0644\u0645 \u064a\u062a\u0645 \u0627\u0644\u0646\u0635 \u0639\u0644\u0649 \u062e\u0644\u0627\u0641 \u0630\u0644\u0643 \u0628\u0634\u0643\u0644 \u0635\u0631\u064a\u062d.<\/span>
    9.2 \u0625\u0630\u0627 \u0642\u0645\u062a \u0628\u062a\u0642\u062f\u064a\u0645 \u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0644\u0633\u062d\u0628 \u0623\u0645\u0648\u0627\u0644 \u0645\u0646 \u062d\u0633\u0627\u0628\u0643\u060c \u0641\u0633\u0646\u0642\u0648\u0645 \u0641\u0648\u0631\u064b\u0627 \u0628\u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0637\u0644\u0648\u0628 \u0645\u0646 \u0631\u0635\u064a\u062f \u062d\u0633\u0627\u0628\u0643\u060c \u0648\u0633\u0646\u0628\u0630\u0644 \u0642\u0635\u0627\u0631\u0649 \u062c\u0647\u062f\u0646\u0627 \u0644\u0645\u0639\u0627\u0644\u062c\u0629 \u0637\u0644\u0628 \u0627\u0644\u0633\u062d\u0628 \u062e\u0644\u0627\u0644 \u0645\u062f\u0629 \u0644\u0627 \u062a\u062a\u062c\u0627\u0648\u0632 24 \u0633\u0627\u0639\u0629 \u0639\u0645\u0644\u060c \u0634\u0631\u064a\u0637\u0629 \u0627\u0633\u062a\u064a\u0641\u0627\u0621 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/span>
    (\u0623) \u0623\u0646 \u064a\u062a\u0636\u0645\u0646 \u0637\u0644\u0628 \u0627\u0644\u0633\u062d\u0628 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629\u061b<\/span>
    (\u0628) \u0623\u0646 \u062a\u0643\u0648\u0646 \u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0625\u0644\u0649 \u0648\u0633\u064a\u0644\u0629 \u062f\u0641\u0639 \u0645\u0633\u062c\u0644\u0629 \u0628\u0627\u0633\u0645\u0643 (\u0645\u062b\u0644 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0623\u0648 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u063a\u064a\u0631\u0647\u0627)\u061b<\/span>
    (\u062c) \u0623\u0646 \u062a\u0643\u0648\u0646 \u0642\u062f \u0642\u062f\u0645\u062a \u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0625\u062b\u0628\u0627\u062a \u0627\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0643\u0627\u0645\u0644\u0629 \u0627\u0644\u062f\u0627\u0639\u0645\u0629 \u0644\u0637\u0644\u0628 \u0627\u0644\u0633\u062d\u0628\u061b<\/span>
    (\u062f) \u0641\u064a \u062d\u0627\u0644 \u0648\u062c\u0648\u062f \u0645\u0631\u0627\u0643\u0632 \u062a\u062f\u0627\u0648\u0644 \u0645\u0641\u062a\u0648\u062d\u0629 \u0641\u064a \u0627\u0644\u062d\u0633\u0627\u0628\u060c \u064a\u062c\u0628 \u0623\u0644\u0627 \u064a\u0642\u0644 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0647\u0627\u0645\u0634 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0639\u0646 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0627\u0644\u0645\u0637\u0644\u0648\u0628.<\/span>
    9.3 \u0625\u0630\u0627 \u0642\u0645\u0646\u0627 \u0628\u0642\u0628\u0648\u0644 \u0623\u064a \u0645\u062f\u0641\u0648\u0639\u0627\u062a \u062a\u062a\u0645 \u0628\u0648\u0627\u0633\u0637\u0629 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062e\u0635\u0645\/\u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0623\u0648 \u0623\u064a \u0648\u0633\u064a\u0644\u0629 \u062f\u0641\u0639 \u0623\u062e\u0631\u0649 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0644\u062c\u0629\u060c \u0641\u0625\u0646\u0646\u0627 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0641\u0631\u0636 \u0631\u0633\u0648\u0645 \u062a\u062d\u0648\u064a\u0644 \u0639\u0645\u0644\u0627\u062a.<\/span>
    9.4 \u0623\u0646\u062a \u062a\u062a\u062d\u0645\u0644 \u0643\u0627\u0645\u0644 \u0645\u062e\u0627\u0637\u0631 \u062a\u0642\u0644\u0628\u0627\u062a \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0635\u0631\u0641 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0623\u064a \u0639\u0645\u0644\u064a\u0627\u062a \u0625\u064a\u062f\u0627\u0639 \u0648\/\u0623\u0648 \u0633\u062d\u0628 \u0645\u0646 \u062d\u0633\u0627\u0628\u0643\u060c \u0623\u0648 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0645\u062a\u062b\u0627\u0644\u0646\u0627 \u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0646\u0627 \u0623\u0648 \u0645\u0645\u0627\u0631\u0633\u062a\u0646\u0627 \u0644\u062d\u0642\u0648\u0642\u0646\u0627 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645.<\/span>
    9.5 \u0644\u0646 \u0646\u0643\u0648\u0646 \u0645\u0644\u0632\u0645\u064a\u0646 \u0628\u0645\u0627 \u064a\u0644\u064a:<\/span>
    (\u0623) \u062f\u0641\u0639 \u0623\u064a \u0641\u0648\u0627\u0626\u062f \u0644\u0643 \u0639\u0644\u0649 \u0623\u064a \u0623\u0631\u0635\u062f\u0629 \u062f\u0627\u0626\u0646\u0629 \u0641\u064a \u0623\u064a \u0645\u0646 \u062d\u0633\u0627\u0628\u0627\u062a\u0643 \u0623\u0648 \u0639\u0644\u0649 \u0623\u064a \u0623\u0645\u0648\u0627\u0644 \u0623\u062e\u0631\u0649 \u062a\u0642\u0648\u0645 \u0628\u0625\u064a\u062f\u0627\u0639\u0647\u0627 \u0644\u062f\u064a\u0646\u0627 \u0623\u0648 \u0646\u062d\u062a\u0641\u0638 \u0628\u0647\u0627 \u0646\u064a\u0627\u0628\u0629\u064b \u0639\u0646\u0643\u061b \u0623\u0648<\/span>
    (\u0628) \u0627\u062d\u062a\u0633\u0627\u0628 \u0623\u0648 \u062f\u0641\u0639 \u0623\u064a \u0641\u0648\u0627\u0626\u062f \u0642\u062f \u0646\u062d\u0635\u0644 \u0639\u0644\u064a\u0647\u0627 \u0623\u0648 \u0646\u0633\u062a\u0641\u064a\u062f \u0645\u0646\u0647\u0627 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u062a\u064a \u062a\u0648\u062f\u0639\u0647\u0627 \u0644\u062f\u064a\u0646\u0627 \u0623\u0648 \u0627\u0644\u062a\u064a \u0646\u062d\u062a\u0641\u0638 \u0628\u0647\u0627 \u0646\u064a\u0627\u0628\u0629\u064b \u0639\u0646\u0643\u060c \u0623\u0648 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0623\u064a \u0639\u0642\u0648\u062f \u0648\/\u0623\u0648 \u0645\u0639\u0627\u0645\u0644\u0627\u062a.<\/span>
    \u0643\u0645\u0627 \u0623\u0646\u0643 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0639\u0646 \u0623\u064a \u062d\u0642\u0648\u0642 \u062a\u062a\u0639\u0644\u0642 \u0628\u0647\u0630\u0647 \u0627\u0644\u0641\u0648\u0627\u0626\u062f\u060c \u0648\u062a\u0642\u0631 \u0648\u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0623\u0646\u0646\u0627 \u0646\u064f\u0639\u062a\u0628\u0631 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f \u0627\u0644\u0648\u062d\u064a\u062f \u0645\u0646 \u062c\u0645\u064a\u0639 \u0647\u0630\u0647 \u0627\u0644\u0641\u0648\u0627\u0626\u062f.<\/span><\/p><\/div><\/div>

    \u00a0<\/div>

    \u0627\u0644\u0625\u064a\u062f\u0627\u0639\u0627\u062a \u0648\u0627\u0644\u0633\u062d\u0648\u0628\u0627\u062a \u0648\u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/span><\/h3><\/div><\/div><\/div><\/div>

    10.1 \u0627\u0644\u0625\u064a\u062f\u0627\u0639\u0627\u062a<\/span>
    10.1.1 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0641\u0631\u0636 \u062d\u062f\u0648\u062f \u0644\u0644\u0625\u064a\u062f\u0627\u0639 \u0648\u0631\u0633\u0648\u0645 \u0639\u0644\u0649 \u0627\u0644\u0625\u064a\u062f\u0627\u0639\u0627\u062a \u0636\u0645\u0646 \u0623\u0646\u0638\u0645\u062a\u0646\u0627 \u0641\u064a \u0623\u064a \u0648\u0642\u062a.<\/span>
    10.1.2 \u0623\u0646\u062a \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0623\u0646 \u0623\u064a \u0623\u0645\u0648\u0627\u0644 \u062a\u0642\u0648\u0645 \u0628\u062a\u062d\u0648\u064a\u0644\u0647\u0627 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0627\u062a\u0646\u0627 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0623\u0648 \u0645\u062d\u0627\u0641\u0638\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0623\u0648 \u064a\u062a\u0645 \u062a\u062d\u0648\u064a\u0644\u0647\u0627 \u0646\u064a\u0627\u0628\u0629\u064b \u0639\u0646\u0643 \u2014 \u062d\u064a\u062b\u0645\u0627 \u0643\u0627\u0646 \u0630\u0644\u0643 \u0645\u0633\u0645\u0648\u062d\u064b\u0627 \u2014 \u0633\u064a\u062a\u0645 \u0625\u064a\u062f\u0627\u0639\u0647\u0627 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0644\u062f\u064a\u0646\u0627 \u0641\u064a \u062a\u0627\u0631\u064a\u062e \u0627\u0633\u062a\u062d\u0642\u0627\u0642\u0647\u0627\u060c \u0648\u0630\u0644\u0643 \u0628\u0639\u062f \u062e\u0635\u0645 \u0623\u064a \u0631\u0633\u0648\u0645 \u0623\u0648 \u0639\u0645\u0648\u0644\u0627\u062a \u062a\u0641\u0631\u0636\u0647\u0627 \u0645\u0632\u0648\u062f\u0627\u062a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0623\u0648 \u0623\u064a \u062c\u0647\u0627\u062a \u0648\u0633\u064a\u0637\u0629 \u0623\u062e\u0631\u0649 \u062a\u0634\u0627\u0631\u0643 \u0641\u064a \u0627\u0633\u062a\u0644\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629.<\/span>
    10.1.3 \u0642\u0628\u0644 \u0642\u0628\u0648\u0644 \u0623\u064a \u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u062d\u0633\u0627\u0628\u0627\u062a\u0646\u0627 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0648\/\u0623\u0648 \u0625\u062a\u0627\u062d\u062a\u0647\u0627 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0644\u062f\u064a\u0646\u0627\u060c \u064a\u062c\u0628 \u0623\u0646 \u0646\u0643\u0648\u0646 \u0645\u0642\u062a\u0646\u0639\u064a\u0646 \u0628\u0634\u0643\u0644 \u0643\u0627\u0645\u0644 \u0628\u0623\u0646\u0643 \u2014 \u0628\u0635\u0641\u062a\u0643 \u0639\u0645\u064a\u0644\u064b\u0627 \u0644\u062f\u064a\u0646\u0627 \u2014 \u0627\u0644\u0645\u0631\u0633\u0644 \u0627\u0644\u0641\u0639\u0644\u064a \u0644\u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u060c \u0623\u0648 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0642\u062f \u0623\u064f\u0631\u0633\u0644\u062a \u0625\u0644\u064a\u0646\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0645\u0645\u062b\u0644 \u0645\u0641\u0648\u0636 \u0639\u0646\u0643 \u0628\u0634\u0643\u0644 \u0642\u0627\u0646\u0648\u0646\u064a.<\/span><\/p>

    10.2 \u0627\u0644\u0633\u062d\u0648\u0628\u0627\u062a \u0648\u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/span>
    10.2.1 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0641\u0631\u0636 \u062d\u062f\u0648\u062f \u0648\u0631\u0633\u0648\u0645 \u0639\u0644\u0649 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0633\u062d\u0628 \u0636\u0645\u0646 \u0623\u0646\u0638\u0645\u062a\u0646\u0627 \u0641\u064a \u0623\u064a \u0648\u0642\u062a.<\/span>
    10.2.2 \u0639\u0646\u062f \u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628 \u0633\u062d\u0628\u060c \u0642\u062f \u064a\u064f\u0637\u0644\u0628 \u0645\u0646\u0643 \u062a\u0642\u062f\u064a\u0645 \u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0648\u0641\u0642\u064b\u0627 \u0644\u0645\u0627 \u062a\u0642\u062a\u0636\u064a\u0647 \u0642\u0648\u0627\u0646\u064a\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0623\u0648 \u0623\u064a \u0642\u0648\u0627\u0639\u062f \u0648\u0644\u0648\u0627\u0626\u062d \u0645\u0645\u0627\u062b\u0644\u0629 \u062a\u0646\u0637\u0628\u0642 \u0639\u0644\u064a\u0646\u0627.<\/span>
    10.2.3 \u0639\u0646\u062f \u062a\u0646\u0641\u064a\u0630 \u0623\u064a \u0639\u0645\u0644\u064a\u0629 \u0633\u062d\u0628 \u0623\u0648 \u0627\u0633\u062a\u0631\u062f\u0627\u062f\u060c \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u2014 \u062f\u0648\u0646 \u0623\u0646 \u0646\u0643\u0648\u0646 \u0645\u0644\u0632\u0645\u064a\u0646 \u0628\u0630\u0644\u0643 \u0628\u0623\u064a \u0634\u0643\u0644 \u2014 \u0641\u064a \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0625\u0644\u0649 \u0646\u0641\u0633 \u0627\u0644\u0645\u064f\u0631\u0633\u0644\u060c \u0648\u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0646\u0641\u0633 \u0648\u0633\u064a\u0644\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062a\u064a \u0627\u0633\u062a\u0644\u0645\u0646\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u062a\u0644\u0643 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u0627\u0644\u0623\u0635\u0644.<\/span>
    \u0648\u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0633\u064a\u0627\u0642\u060c \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u0645\u0637\u0644\u0642\u060c \u0641\u064a:<\/span>
    (\u0623) \u0631\u0641\u0636 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0633\u062d\u0628 \u0639\u0628\u0631 \u0628\u0639\u0636 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639\u061b<\/span>
    (\u0628) \u0637\u0644\u0628 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0648\u0633\u064a\u0644\u0629 \u062f\u0641\u0639 \u0623\u062e\u0631\u0649 \u0643\u0645\u0627 \u064a\u062a\u0645 \u062a\u062d\u062f\u064a\u062f\u0647\u0627 \u0641\u064a \u0637\u0644\u0628 \u0627\u0644\u0633\u062d\u0628\u060c \u0648\u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u062d\u0627\u0644\u0629 \u0642\u062f \u064a\u064f\u0637\u0644\u0628 \u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628 \u0633\u062d\u0628 \u062c\u062f\u064a\u062f\u061b \u0623\u0648<\/span>
    (\u062c) \u0637\u0644\u0628 \u062a\u0642\u062f\u064a\u0645 \u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u0648\u0641\u0642\u064b\u0627 \u0644\u0645\u0627 \u062a\u0642\u062a\u0636\u064a\u0647 \u0642\u0648\u0627\u0646\u064a\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0623\u0648 \u0623\u064a \u0642\u0648\u0627\u0639\u062f \u0648\u0644\u0648\u0627\u0626\u062d \u0645\u0645\u0627\u062b\u0644\u0629 \u062a\u0646\u0637\u0628\u0642 \u0639\u0644\u064a\u0646\u0627\u060c \u0648\u0630\u0644\u0643 \u0642\u0628\u0644 \u0627\u0644\u0645\u0636\u064a \u0642\u062f\u0645\u064b\u0627 \u0641\u064a \u062a\u0646\u0641\u064a\u0630 \u0623\u064a \u0637\u0644\u0628 \u0633\u062d\u0628. <\/span>
    10.2.4 \u0625\u0630\u0627 \u062a\u0639\u0630\u0631 \u0639\u0644\u064a\u0646\u0627 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u060c \u0643\u0644\u064a\u064b\u0627 \u0623\u0648 \u062c\u0632\u0626\u064a\u064b\u0627\u060c \u0625\u0644\u0649 \u0646\u0641\u0633 \u0627\u0644\u0645\u064f\u0631\u0633\u0644 \u0648\u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0646\u0641\u0633 \u0648\u0633\u064a\u0644\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062a\u064a \u0627\u0633\u062a\u0644\u0645\u0646\u0627 \u0628\u0647\u0627 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u0627\u0644\u0623\u0635\u0644\u060c \u0641\u0625\u0646\u0646\u0627 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0628\u0631 \u0648\u0633\u064a\u0644\u0629 \u062f\u0641\u0639 \u0628\u062f\u064a\u0644\u0629 \u0646\u062e\u062a\u0627\u0631\u0647\u0627 \u0646\u062d\u0646\u060c \u0648\u0628\u0623\u064a \u0639\u0645\u0644\u0629 \u0646\u0631\u0627\u0647\u0627 \u0645\u0646\u0627\u0633\u0628\u0629 (\u0628\u063a\u0636 \u0627\u0644\u0646\u0638\u0631 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u062a\u064a \u062a\u0645 \u0628\u0647\u0627 \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0623\u0635\u0644\u064a).<\/span>
    \u0648\u0641\u064a \u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u062d\u0627\u0644\u0627\u062a\u060c \u0644\u0646 \u0646\u062a\u062d\u0645\u0644 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0631\u0633\u0648\u0645 \u0623\u0648 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u062a\u064a \u0642\u062f \u064a\u0641\u0631\u0636\u0647\u0627 \u0627\u0644\u0645\u0633\u062a\u0644\u0645 \u0648\/\u0623\u0648 \u0639\u0646 \u0623\u064a \u0641\u0631\u0648\u0642\u0627\u062a \u0623\u0648 \u0623\u0633\u0639\u0627\u0631 \u0635\u0631\u0641 \u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u062a\u062d\u0648\u064a\u0644 \u0623\u0648 \u062f\u0641\u0639 \u062a\u0644\u0643 \u0627\u0644\u0645\u0628\u0627\u0644\u063a.<\/span>
    10.2.5 \u0633\u064a\u062a\u0645 \u2014 \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u0645\u0628\u062f\u0623 \u2014 \u0645\u0639\u0627\u0644\u062c\u0629 \u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u0642\u0628\u0648\u0644\u0647\u0627 \u0648\u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0644\u064a\u0647\u0627 \u0645\u0646 \u0642\u0628\u0644\u0646\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0623\u062d\u0643\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u062e\u0644\u0627\u0644 24 \u0633\u0627\u0639\u0629 \u0639\u0645\u0644 \u0645\u0646 \u0627\u0633\u062a\u0644\u0627\u0645 \u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0637\u0644\u0628 \u0627\u0644\u062a\u062d\u0648\u064a\u0644.<\/span>
    \u0648\u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0631\u0641\u0636 \u0623\u064a \u0637\u0644\u0628 \u0633\u062d\u0628 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0637\u0644\u0628 \u0644\u0627 \u064a\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0623\u062d\u0643\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645\u060c \u0623\u0648 \u0641\u064a \u062a\u0623\u062e\u064a\u0631 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0637\u0644\u0628 \u0625\u0630\u0627 \u0644\u0645 \u0646\u0643\u0646 \u0645\u0642\u062a\u0646\u0639\u064a\u0646 \u0628\u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0645\u0639 \u0637\u0644\u0628 \u0627\u0644\u0633\u062d\u0628.<\/span>
    10.2.6 \u0623\u0646\u062a \u062a\u0648\u0627\u0641\u0642\u060c \u0639\u0646\u062f \u0637\u0644\u0628\u0646\u0627 \u0644\u0630\u0644\u0643\u060c \u0639\u0644\u0649 \u062f\u0641\u0639 \u0623\u064a \u0631\u0633\u0648\u0645 \u062a\u062d\u0648\u064a\u0644 \u0628\u0646\u0643\u064a \u064a\u062a\u0645 \u062a\u0643\u0628\u062f\u0647\u0627 \u0639\u0646\u062f \u0633\u062d\u0628 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0645\u0646 \u062d\u0633\u0627\u0628\u0643 \u0623\u0648 \u0639\u0646\u062f \u0642\u064a\u0627\u0645\u0646\u0627 \u0628\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u0645\u062d\u062f\u062f.<\/span>
    \u0643\u0645\u0627 \u0623\u0646\u0643 \u062a\u062a\u062d\u0645\u0644 \u0648\u062d\u062f\u0643 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062a\u064a \u062a\u0632\u0648\u062f\u0646\u0627 \u0628\u0647\u0627\u060c \u0648\u0644\u0627 \u0646\u062a\u062d\u0645\u0644 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0623\u0645\u0648\u0627\u0644\u0643 \u0646\u062a\u064a\u062c\u0629 \u062a\u0642\u062f\u064a\u0645 \u0628\u064a\u0627\u0646\u0627\u062a \u062f\u0641\u0639 \u063a\u064a\u0631 \u0635\u062d\u064a\u062d\u0629 \u0623\u0648 \u063a\u064a\u0631 \u062f\u0642\u064a\u0642\u0629.<\/span><\/p>

    10.3 \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0639\u0628\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a<\/span>
    10.3.1 \u064a\u0645\u0643\u0646\u0643 \u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0644\u062f\u064a\u0646\u0627 \u0628\u0633\u0647\u0648\u0644\u0629 \u0648\u0633\u0631\u0639\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0623\u0648 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062e\u0635\u0645\u060c \u062d\u064a\u062b \u062a\u062a\u0645 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u064b\u0627 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a.<\/span>
    10.3.2 \u0642\u0628\u0644 \u0623\u0646 \u062a\u062a\u0645\u0643\u0646 \u0645\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u062a\u0643 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629\u060c \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u2014 \u062f\u0648\u0646 \u0623\u0646 \u0646\u0643\u0648\u0646 \u0645\u0644\u0632\u0645\u064a\u0646 \u0628\u0630\u0644\u0643 \u062a\u062d\u062a \u0623\u064a \u0638\u0631\u0641 \u2014 \u0641\u064a \u0645\u0637\u0627\u0644\u0628\u062a\u0643 \u0628\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0644\u062f\u064a\u0646\u0627. \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u062d\u0627\u0644\u0629\u060c \u0633\u064a\u062a\u0645 \u062a\u0648\u0636\u064a\u062d \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0628\u0634\u0643\u0644 \u0648\u0627\u0636\u062d \u0641\u064a \u0634\u0627\u0634\u0629 \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0639\u0628\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0636\u0645\u0646 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627.<\/span>
    \u0648\u0639\u0646\u062f \u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628 \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629\u060c \u0642\u062f \u064a\u064f\u0637\u0644\u0628 \u0645\u0646\u0643 \u062a\u0642\u062f\u064a\u0645 \u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0648\u0641\u0642\u064b\u0627 \u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0623\u0648 \u0623\u064a \u0642\u0648\u0627\u0639\u062f \u0648\u0644\u0648\u0627\u0626\u062d \u0645\u0645\u0627\u062b\u0644\u0629 \u062a\u0646\u0637\u0628\u0642 \u0639\u0644\u064a\u0646\u0627. \u0648\u0628\u0639\u062f \u0625\u062a\u0645\u0627\u0645 \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0628\u0646\u062c\u0627\u062d\u060c \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0628\u062f\u0621 \u0641\u064a \u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629.<\/span>
    10.3.3 \u062a\u062a\u0634\u0627\u0628\u0647 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u062a\u0633\u062c\u064a\u0644 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062e\u0635\u0645 \u0645\u0639 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u060c \u0648\u064a\u062c\u0628 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062e\u0635\u0645 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0634\u0628\u0643\u0629 Visa \u0623\u0648 MasterCard.<\/span>
    \u0643\u0645\u0627 \u064a\u062c\u0628 \u0623\u0646 \u062a\u062a\u0637\u0627\u0628\u0642 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/span>
    \u2013 \u064a\u062c\u0628 \u0623\u0646 \u064a\u062a\u0637\u0627\u0628\u0642 \u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0627\u062a \u0627\u0644\u0630\u064a \u0642\u062f\u0645\u062a\u0647 \u0639\u0646\u062f \u062a\u0633\u062c\u064a\u0644 \u062d\u0633\u0627\u0628\u0643 \u0645\u0639 \u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0641\u0648\u062a\u0631\u0629 \u0627\u0644\u0645\u0648\u062c\u0648\u062f \u0641\u064a \u0643\u0634\u0641 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\/\u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643.<\/span>
    \u2013 \u064a\u062c\u0628 \u0623\u0646 \u064a\u062a\u0637\u0627\u0628\u0642 \u0627\u0633\u0645\u0643 \u0627\u0644\u0643\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0627\u0633\u0645 \u0627\u0644\u0645\u062f\u0648\u0646 \u0639\u0644\u0649 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\/\u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643.<\/span>
    10.3.4 \u062a\u0648\u0644\u064a \u0627\u0644\u0634\u0631\u0643\u0629 \u0623\u0647\u0645\u064a\u0629 \u0643\u0628\u064a\u0631\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0639\u0645\u0644\u0627\u0626\u0647\u0627\u060c \u0648\u0644\u0630\u0644\u0643 \u0642\u0627\u0645\u062a \u0628\u062a\u0637\u0628\u064a\u0642 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0648\u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0648\u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0644\u062d\u0645\u0627\u064a\u062a\u0647\u0645 \u0645\u0646 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u060c \u0648\u0630\u0644\u0643 \u0627\u0645\u062a\u062b\u0627\u0644\u064b\u0627 \u0644\u062c\u0645\u064a\u0639 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644.<\/span>
    \u0648\u0642\u062f \u062a\u0634\u0645\u0644 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0648\u0627\u0644\u0642\u064a\u0648\u062f \u0648\u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0627\u0644\u062a\u064a \u062a\u0639\u062a\u0645\u062f\u0647\u0627 \u0627\u0644\u0634\u0631\u0643\u0629 \u0644\u0645\u0646\u0639 \u0648\/\u0623\u0648 \u0627\u0643\u062a\u0634\u0627\u0641 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u2014 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631 \u2014 \u0641\u0631\u0636 \u062d\u062f\u0648\u062f \u0639\u0644\u0649:<\/span>
    \u2013 \u0639\u062f\u062f \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u0645\u0648\u062d \u0628\u0647\u0627 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0632\u0645\u0646\u064a\u0629 \u0645\u0639\u064a\u0646\u0629\u061b<\/span>
    \u2013 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0633\u0645\u0648\u062d \u0628\u0625\u064a\u062f\u0627\u0639\u0647\u0627 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0632\u0645\u0646\u064a\u0629 \u0645\u062d\u062f\u062f\u0629\u061b<\/span>
    \u2013 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0642\u0635\u0649 \u0644\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u0645\u0648\u062d \u0628\u0647 \u0644\u0643\u0644 \u0645\u0639\u0627\u0645\u0644\u0629\u061b<\/span>
    \u0648\u063a\u064a\u0631 \u0630\u0644\u0643.<\/span>
    10.3.5 \u0641\u064a \u062d\u0627\u0644 \u0627\u0643\u062a\u0634\u0641\u062a \u0623\u0646\u0638\u0645\u0629 \u0648\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0634\u0631\u0643\u0629\u060c \u0623\u0648 \u0623\u0646\u0638\u0645\u0629 \u0648\u0623\u062f\u0648\u0627\u062a \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062a\u0627\u0628\u0639\u064a\u0646 \u0644\u0647\u0627\u060c \u0648\u062c\u0648\u062f \u0645\u062e\u0627\u0644\u0641\u0629 \u0644\u0644\u062d\u062f\u0648\u062f \u0648\u0627\u0644\u0642\u064a\u0648\u062f \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647 \u0648\/\u0623\u0648 \u0641\u0634\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u064a \u0627\u062c\u062a\u064a\u0627\u0632 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u062d\u0642\u0642 \u0627\u0644\u0623\u0645\u0646\u064a \u0648\u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629\u060c \u0641\u0633\u064a\u062a\u0645 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0645\u0646\u0639 \u0623\u064a \u0646\u0634\u0627\u0637 \u0627\u062d\u062a\u064a\u0627\u0644\u064a \u0645\u062d\u062a\u0645\u0644 \u064a\u062a\u0639\u0644\u0642 \u0628\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0636\u0645\u0627\u0646 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621.<\/span>
    \u0648\u0642\u062f \u062a\u0634\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u2014 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631 \u2014 \u0645\u0627 \u064a\u0644\u064a:<\/span>
    \u2013 \u0625\u062c\u0631\u0627\u0621 \u062a\u062d\u0642\u064a\u0642\u0627\u062a \u0648\/\u0623\u0648 \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u062d\u0642\u0642 \u0625\u0636\u0627\u0641\u064a\u0629 \u0648\/\u0623\u0648 \u0637\u0644\u0628 \u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u0644\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0628\u064a\u0627\u0646\u0627\u062a \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0623\u0646\u0643 \u0627\u0644\u0645\u0627\u0644\u0643 \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0634\u0631\u0639\u064a \u0644\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0629\u061b<\/span>
    \u2013 \u062a\u0623\u062e\u064a\u0631 \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0628\u0633\u0628\u0628 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0627\u0644\u062a\u062d\u0642\u064a\u0642\u0627\u062a\u061b<\/span>
    \u2013 \u0631\u0641\u0636 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0645\u062d\u0644 \u0627\u0644\u0627\u0634\u062a\u0628\u0627\u0647 \u0648\u0625\u0639\u0627\u062f\u0629 \u0635\u0627\u0641\u064a \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0648\u062f\u0639 \u0625\u0644\u0649 \u0646\u0641\u0633 \u062d\u0633\u0627\u0628 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0648\u0646\u0641\u0633 \u0648\u0633\u064a\u0644\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062a\u064a \u062a\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0644\u0644\u0625\u064a\u062f\u0627\u0639\u061b<\/span>
    \u2013 \u0625\u0644\u063a\u0627\u0621 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629 \u0641\u0648\u0631 \u0627\u0643\u062a\u0634\u0627\u0641\u0647\u0627\u061b<\/span>
    \u2013 \u062d\u0638\u0631 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627\u060c \u0648\u062a\u0639\u0644\u064a\u0642 \u0648\/\u0623\u0648 \u0625\u0644\u063a\u0627\u0621 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0648\/\u0623\u0648 \u0625\u0646\u0647\u0627\u0621 \u062d\u0633\u0627\u0628\u0643 \u0623\u0648 \u062d\u0633\u0627\u0628\u0627\u062a\u0643\u061b<\/span>
    \u2013 \u0645\u0635\u0627\u062f\u0631\u0629 \u0623\u064a \u0623\u0631\u0628\u0627\u062d \u0648\/\u0623\u0648 \u0639\u0648\u0627\u0626\u062f \u062a\u0645 \u062a\u062d\u0642\u064a\u0642\u0647\u0627 \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0623\u064a \u0646\u0634\u0627\u0637 \u062a\u062f\u0627\u0648\u0644 \u0645\u062d\u0638\u0648\u0631\u060c \u0648\u0625\u0644\u063a\u0627\u0621 \u0623\u064a \u062d\u0633\u0627\u0628\u0627\u062a \u0623\u0648 \u0623\u0648\u0627\u0645\u0631 \u0646\u0634\u0637\u0629 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u062a\u0645 \u062a\u062d\u062f\u064a\u062f\u0647\u0627 \u0639\u0644\u0649 \u0623\u0646\u0647\u0627 \u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629\u061b<\/span>
    \u2013 \u0631\u0641\u0636 \u0645\u0639\u0627\u0644\u062c\u0629 \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u062a\u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u062d\u062f\u0648\u062f \u0648\u0627\u0644\u0642\u064a\u0648\u062f \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0648\/\u0623\u0648 \u062a\u0641\u0634\u0644 \u0641\u064a \u0627\u062c\u062a\u064a\u0627\u0632 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u062d\u0642\u0642 \u0627\u0644\u0623\u0645\u0646\u064a \u0648\u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629.<\/span><\/p>

    10.3.6 \u062a\u062a\u0645 \u0645\u0639\u0627\u0644\u062c\u0629 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\/\u0627\u0644\u062e\u0635\u0645 \u0639\u0627\u062f\u0629\u064b \u062e\u0644\u0627\u0644 \u062f\u0642\u0627\u0626\u0642 \u0645\u0646 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0637\u0644\u0628\u060c \u0648\u062a\u0635\u0628\u062d \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0648\u062f\u0639\u0629 \u0645\u062a\u0627\u062d\u0629 \u0644\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0641\u0648\u0631\u064b\u0627. \u0648\u0646\u062d\u0646 \u0644\u0627 \u0646\u0641\u0631\u0636 \u0623\u064a \u0631\u0633\u0648\u0645 \u0645\u0642\u0627\u0628\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629.<\/span>
    \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0625\u0630\u0627 \u0642\u0645\u0646\u0627 \u0628\u0642\u0628\u0648\u0644 \u0623\u064a \u0645\u062f\u0641\u0648\u0639\u0627\u062a \u062a\u062a\u0645 \u0628\u0648\u0627\u0633\u0637\u0629 \u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646\/\u062e\u0635\u0645 \u0623\u0648 \u0623\u064a \u0648\u0633\u064a\u0644\u0629 \u062f\u0641\u0639 \u0623\u062e\u0631\u0649 \u0642\u062f \u062a\u0641\u0631\u0636 \u0631\u0633\u0648\u0645 \u0645\u0639\u0627\u0644\u062c\u0629\u060c \u0641\u0625\u0646\u0646\u0627 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0641\u0631\u0636 \u0631\u0633\u0648\u0645 \u062a\u062d\u0648\u064a\u0644.<\/span>
    \u0648\u064a\u062c\u0628 \u0623\u0646 \u062a\u064f\u0633\u062c\u0644 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0639\u0644\u0649 \u0643\u0634\u0641 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\/\u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0628\u0627\u0639\u062a\u0628\u0627\u0631\u0647\u0627 \u0639\u0645\u0644\u064a\u0627\u062a \u0634\u0631\u0627\u0621. \u0648\u0642\u062f \u062a\u0631\u063a\u0628 \u0641\u064a \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u064f\u0635\u062f\u0631 \u0644\u0644\u0628\u0637\u0627\u0642\u0629 \u0644\u0644\u0627\u0633\u062a\u0641\u0633\u0627\u0631 \u0639\u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0647\u0646\u0627\u0643 \u0623\u064a \u0631\u0633\u0648\u0645 \u062a\u064f\u0641\u0631\u0636 \u0645\u0646 \u0642\u0628\u0644\u0647 \u0644\u0645\u0639\u0627\u0644\u062c\u0629 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a.<\/span>
    10.3.7 \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u062e\u0637\u0637 \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646\/\u062e\u0635\u0645 \u0648\u0627\u062d\u062f\u0629 \u0644\u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u062d\u0633\u0627\u0628\u0643\u060c \u0641\u0633\u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u064a\u0643 \u062a\u0633\u062c\u064a\u0644 \u062a\u0644\u0643 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0644\u062f\u064a\u0646\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629.<\/span>
    10.3.8 \u0645\u0646 \u0627\u0644\u0645\u0647\u0645 \u0623\u0646 \u062a\u062d\u062a\u0641\u0638 \u0628\u0633\u062c\u0644 \u0644\u062c\u0645\u064a\u0639 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u062a\u064a \u062a\u062a\u0645 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\/\u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643. \u0648\u0644\u0645\u0633\u0627\u0639\u062f\u062a\u0643 \u0641\u064a \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0633\u062c\u0644\u0627\u062a\u060c \u064a\u0631\u062c\u0649 \u0627\u0644\u0639\u0644\u0645 \u0628\u0623\u0646 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\/\u0627\u0644\u062e\u0635\u0645 \u064a\u062a\u0645 \u062a\u0633\u062c\u064a\u0644\u0647\u0627 \u0648\u0625\u0638\u0647\u0627\u0631\u0647\u0627 \u0636\u0645\u0646 \u0643\u0634\u0641 \u062d\u0633\u0627\u0628 \u0628\u0637\u0627\u0642\u062a\u0643.<\/span><\/p><\/div><\/div>

    \u00a0<\/div>

    10.4 \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/span><\/h3><\/div><\/div><\/div><\/div>

    10.4.1 \u0625\u0630\u0627 \u0642\u0645\u062a \u0628\u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628 \u0627\u0633\u062a\u0631\u062c\u0627\u0639 \u0645\u0627\u0644\u064a (Chargeback) \u0625\u0644\u0649 \u0634\u0631\u0643\u0629 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u2014 \u0633\u0648\u0627\u0621 \u0628\u0634\u0643\u0644 \u0645\u062a\u0639\u0645\u062f \u0623\u0648 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u062e\u0637\u0623 \u2014 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0623\u064a \u0625\u064a\u062f\u0627\u0639 \u0642\u0645\u062a \u0628\u0647 \u0641\u064a \u062d\u0633\u0627\u0628\u0643 \u0644\u062f\u064a\u0646\u0627\u060c \u0641\u0625\u0646\u0646\u0627 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0641\u0631\u0636 \u201c\u0631\u0633\u0648\u0645 \u062a\u062d\u0642\u064a\u0642\u201d \u0628\u0642\u064a\u0645\u0629 100 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a \u0639\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0639\u0646\u062f \u0627\u0633\u062a\u0644\u0627\u0645 \u0637\u0644\u0628 \u0627\u0644\u0627\u0633\u062a\u0631\u062c\u0627\u0639 \u0645\u0646 \u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062e\u0627\u0635 \u0628\u0646\u0627\u060c \u0648\u0630\u0644\u0643 \u0644\u062a\u063a\u0637\u064a\u0629 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u062d\u0642\u064a\u0642 \u0644\u0625\u062b\u0628\u0627\u062a \u0623\u0646\u0643 \u0642\u0645\u062a \u0628\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0625\u064a\u062f\u0627\u0639\u060c \u0648\u0623\u0646\u062a \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0627 \u062a\u0641\u0648\u0636\u0646\u0627 \u0628\u062a\u062d\u0635\u064a\u0644 \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u0644\u063a \u0645\u0646 \u0628\u0637\u0627\u0642\u062a\u0643 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629.<\/span>
    10.4.2 \u0646\u062d\u0646 \u0644\u0627 \u0646\u062a\u0633\u0627\u0645\u062d \u0645\u0639 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u060c \u0648\u0633\u064a\u062a\u0645 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u062c\u0646\u0627\u0626\u064a\u0629 \u0628\u062d\u0642 \u0623\u064a \u062d\u0627\u0644\u0629 \u0627\u062d\u062a\u064a\u0627\u0644 \u2014 \u062f\u0648\u0646 \u0623\u064a \u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u2014 \u0636\u0645\u0646 \u0627\u0644\u0648\u0644\u0627\u064a\u0629 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u060c \u0625\u0644\u0649 \u0623\u0642\u0635\u0649 \u062d\u062f \u064a\u0633\u0645\u062d \u0628\u0647 \u0627\u0644\u0642\u0627\u0646\u0648\u0646.<\/span>
    \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u0633\u0646\u0633\u0639\u0649 \u0644\u0627\u062a\u062e\u0627\u0630 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0645\u062f\u0646\u064a\u0629 \u0641\u064a \u0648\u0644\u0627\u064a\u062a\u0643 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0623\u064a \u062e\u0633\u0627\u0626\u0631 \u0645\u0627\u0644\u064a\u0629 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0623\u0639\u0645\u0627\u0644\u060c \u0648\u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629\u060c \u0648\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u062d\u0642\u064a\u0642\u060c \u0648\u0648\u0642\u062a \u062a\u0648\u0642\u0641 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644\u060c \u0648\u062e\u0633\u0627\u0631\u0629 \u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a.<\/span>
    10.4.3 \u0646\u0633\u062a\u062e\u062f\u0645 \u062a\u0642\u0646\u064a\u0627\u062a \u0645\u062a\u0639\u062f\u062f\u0629 \u0644\u0627\u0643\u062a\u0634\u0627\u0641 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629 \u0636\u0645\u0646 \u062e\u062f\u0645\u0627\u062a\u0646\u0627. \u0648\u064a\u062a\u0645 \u0625\u0644\u063a\u0627\u0621 \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629 \u0641\u0648\u0631 \u0627\u0643\u062a\u0634\u0627\u0641\u0647\u0627\u060c \u0643\u0645\u0627 \u064a\u062a\u0645 \u0625\u0644\u063a\u0627\u0621 \u0623\u064a \u0623\u0648\u0627\u0645\u0631 \u0646\u0634\u0637\u0629 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0646\u0641\u0633 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0641\u0648\u0631.<\/span>
    \u0643\u0645\u0627 \u0646\u0642\u0648\u0645 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0635\u0627\u062f\u0631 \u062e\u0627\u0631\u062c\u064a\u0629 \u0645\u062a\u062e\u0635\u0635\u0629 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0642\u0637\u0627\u0639\u060c \u0645\u062b\u0644 \u0627\u0644\u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u060c \u0644\u0645\u0646\u0639 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u064a\u064a\u0646 \u0645\u0646 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627.<\/span>
    10.4.4 \u0623\u0646\u062a \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0623\u0646\u0647 \u0625\u0630\u0627 \u0627\u062e\u062a\u0631\u062a \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639\u0646\u0627 \u0648\u0642\u062f\u0645\u062a \u0637\u0644\u0628 \u0627\u0633\u062a\u0631\u062c\u0627\u0639 \u0645\u0627\u0644\u064a (Chargeback) \u0644\u062f\u0649 \u0634\u0631\u0643\u0629 \u0628\u0637\u0627\u0642\u062a\u0643 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629\u060c \u0648\u0644\u0645 \u062a\u0646\u062c\u062d \u0641\u064a \u0625\u062b\u0628\u0627\u062a \u0645\u0637\u0627\u0644\u0628\u062a\u0643\u060c \u0641\u0625\u0646\u0643 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u062f\u0641\u0639 \u0645\u0628\u0644\u063a \u0625\u0636\u0627\u0641\u064a \u0642\u062f\u0631\u0647 100 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a \u0643\u0631\u0633\u0648\u0645 \u0645\u0639\u0627\u0644\u062c\u0629\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0628\u0627\u0644\u063a\u0629 100 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647\u060c \u0648\u0630\u0644\u0643 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0630\u064a \u0646\u0642\u0636\u064a\u0647 \u0641\u064a \u0627\u0644\u0631\u062f \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0625\u062c\u0631\u0627\u0621.<\/span>
    \u0648\u0623\u0646\u062a \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0627 \u062a\u0641\u0648\u0636\u0646\u0627 \u0628\u062e\u0635\u0645 \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u0644\u063a \u0645\u0646 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\/\u0627\u0644\u062e\u0635\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643. \u0648\u0625\u0630\u0627 \u062a\u0645 \u0631\u0641\u0636 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062e\u0635\u0645\u060c \u0641\u0633\u0646\u0642\u0648\u0645 \u0628\u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u0644\u0627\u0632\u0645\u0629 \u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u0648\u0642\u062a \u0648\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u0631\u062f \u0639\u0644\u0649 \u0637\u0644\u0628 \u0627\u0644\u0627\u0633\u062a\u0631\u062c\u0627\u0639\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0623\u064a \u0631\u0633\u0648\u0645 \u0623\u062e\u0631\u0649 \u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0623\u0639\u0644\u0627\u0647.<\/span>
    \u0643\u0645\u0627 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u062a\u0639\u0648\u064a\u0636\u0646\u0627\u060c \u0623\u0648 \u0623\u064a \u0645\u0645\u062b\u0644 \u0646\u0642\u0648\u0645 \u0628\u062a\u0639\u064a\u064a\u0646\u0647\u060c \u0639\u0646 \u0623\u064a \u0645\u0635\u0627\u0631\u064a\u0641 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0642\u062f \u064a\u062a\u0645 \u062a\u0643\u0628\u062f\u0647\u0627 \u0646\u062a\u064a\u062c\u0629 \u0644\u0623\u0641\u0639\u0627\u0644\u0643.<\/span>
    10.4.5 \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u0633\u0646\u062d\u0627\u0648\u0644 \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0644\u063a \u0645\u062d\u0644 \u0627\u0644\u0646\u0632\u0627\u0639 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u064a\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629\u060c \u0645\u0646 \u062e\u0644\u0627\u0644 \u0648\u0643\u0627\u0644\u0629 \u062a\u062d\u0635\u064a\u0644 \u062e\u0627\u0631\u062c\u064a\u0629\u060c \u0648\u0633\u064a\u062a\u0645 \u0627\u0644\u0625\u0628\u0644\u0627\u063a \u0639\u0646 \u062d\u0633\u0627\u0628\u0643 \u0644\u062f\u0649 \u0645\u0643\u0627\u062a\u0628 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0628\u0627\u0639\u062a\u0628\u0627\u0631\u0647 \u062d\u0633\u0627\u0628 \u062a\u062d\u0635\u064a\u0644 \u0645\u062a\u0639\u062b\u0631.<\/span>
    \u0648\u0639\u0644\u0627\u0648\u0629 \u0639\u0644\u0649 \u0630\u0644\u0643\u060c \u0648\u0641\u064a \u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u062d\u0627\u0644\u0627\u062a\u060c \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u062e\u0627\u0635\u060c \u0641\u064a…<\/span><\/p>

    \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0646\u0627 \u0627\u0644\u062e\u0627\u0635\u060c \u0641\u064a \u0627\u062a\u062e\u0627\u0630 \u062c\u0645\u064a\u0639 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u064a \u0646\u0631\u0627\u0647\u0627 \u0645\u0646\u0627\u0633\u0628\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u2014 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631 \u2014 \u062d\u0638\u0631 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0645\u0646\u0635\u0629 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0648\u062a\u0639\u0644\u064a\u0642 \u0648\/\u0623\u0648 \u0625\u0644\u063a\u0627\u0621 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0648\/\u0623\u0648 \u0625\u0646\u0647\u0627\u0621 \u062d\u0633\u0627\u0628\u0643.<\/span>
    \u0648\u0641\u064a \u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u0638\u0631\u0648\u0641\u060c \u0646\u062d\u062a\u0641\u0638 \u0643\u0630\u0644\u0643 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0645\u0635\u0627\u062f\u0631\u0629 \u0623\u064a \u0623\u0631\u0628\u0627\u062d \u0648\/\u0623\u0648 \u0639\u0648\u0627\u0626\u062f \u062a\u0645 \u062a\u062d\u0642\u064a\u0642\u0647\u0627 \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0645\u0627\u0631\u0633\u0629 \u0623\u064a \u0646\u0634\u0627\u0637 \u062a\u062c\u0627\u0631\u064a \u0645\u062d\u0638\u0648\u0631\u060c \u0643\u0645\u0627 \u064a\u062d\u0642 \u0644\u0646\u0627 \u0625\u0628\u0644\u0627\u063a \u0623\u064a \u0623\u0637\u0631\u0627\u0641 \u062b\u0627\u0644\u062b\u0629 \u0645\u0639\u0646\u064a\u0629 \u0628\u062e\u0631\u0642\u0643 \u0644\u0647\u0630\u0627 \u0627\u0644\u0628\u0646\u062f.<\/span>
    10.4.6 \u0646\u062d\u0646 \u0646\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0628\u0645\u0646\u062a\u0647\u0649 \u0627\u0644\u062c\u062f\u064a\u0629. \u0648\u0646\u062d\u062a\u0641\u0638 \u0628\u0633\u062c\u0644\u0627\u062a \u0639\u0646\u0627\u0648\u064a\u0646 \u0627\u0644\u0640IP \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u062c\u0645\u064a\u0639 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u062a\u064a \u062a\u062a\u0645 \u0641\u064a \u062d\u0633\u0627\u0628\u0627\u062a\u0646\u0627\u060c \u0648\u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u064a\u062a\u0645 \u0627\u0633\u062a\u0631\u062c\u0627\u0639\u0647\u0627 (Chargeback) \u0646\u062a\u064a\u062c\u0629 \u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629 \u0633\u064a\u062a\u0645 \u0645\u062a\u0627\u0628\u0639\u062a\u0647\u0627 \u0628\u0634\u0643\u0644 \u0635\u0627\u0631\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u062c\u0646\u0627\u0626\u064a\u0629 \u0636\u0645\u0646 \u0648\u0644\u0627\u064a\u062a\u0643 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629\u060c \u0648\u0630\u0644\u0643 \u0625\u0644\u0649 \u0623\u0642\u0635\u0649 \u062d\u062f \u064a\u0633\u0645\u062d \u0628\u0647 \u0627\u0644\u0642\u0627\u0646\u0648\u0646.<\/span><\/p><\/div><\/div>

    \u00a0<\/div>

    \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0646\u0634\u0637\u0629 \u0648\u0627\u0644\u0623\u0631\u0634\u0641\u0629<\/span><\/h3><\/div><\/div><\/div><\/div>

    11.1 \u0625\u0630\u0627 \u0644\u0645 \u064a\u0643\u0646 \u0647\u0646\u0627\u0643 \u0623\u064a \u0646\u0634\u0627\u0637 (\u062a\u062f\u0627\u0648\u0644 \/ \u0633\u062d\u0628 \/ \u0625\u064a\u062f\u0627\u0639) \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u062d\u0633\u0627\u0628\u0627\u062a\u0643 \u0644\u0645\u062f\u0629 \u0645\u062d\u062f\u062f\u0629 \u0644\u0627 \u062a\u0642\u0644 \u0639\u0646 60 \u064a\u0648\u0645\u064b\u0627 \u062a\u0642\u0648\u064a\u0645\u064a\u064b\u0627\u060c \u0641\u0633\u064a\u062a\u0645 \u0627\u0639\u062a\u0628\u0627\u0631 \u062d\u0633\u0627\u0628\u0627\u062a\u0643 \u201c\u063a\u064a\u0631 \u0646\u0634\u0637\u0629\u201d. \u0648\u064a\u064f\u0639\u062a\u0628\u0631 \u0627\u0644\u062d\u0633\u0627\u0628 \u063a\u064a\u0631 \u0646\u0634\u0637 \u0627\u0639\u062a\u0628\u0627\u0631\u064b\u0627 \u0645\u0646 \u0627\u0644\u064a\u0648\u0645 \u0627\u0644\u0623\u062e\u064a\u0631 \u0645\u0646 \u0641\u062a\u0631\u0629 \u0627\u0644\u0633\u062a\u064a\u0646 \u064a\u0648\u0645\u064b\u0627 \u0627\u0644\u062a\u0642\u0648\u064a\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u0644\u0645 \u064a\u0634\u0647\u062f \u062e\u0644\u0627\u0644\u0647\u0627 \u0627\u0644\u062d\u0633\u0627\u0628 \u0623\u064a \u0646\u0634\u0627\u0637 \u062a\u062f\u0627\u0648\u0644.<\/span>
    11.2 \u064a\u062c\u0648\u0632 \u062d\u0630\u0641 \u0623\u064a \u0623\u0648\u0627\u0645\u0631 \u0645\u0639\u0644\u0642\u0629 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0646\u0634\u0637\u0629.<\/span>
    11.3 \u0633\u062a\u062e\u0636\u0639 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0646\u0634\u0637\u0629 \u0644\u0631\u0633\u0648\u0645 \u0634\u0647\u0631\u064a\u0629 \u0645\u0642\u0627\u0628\u0644 \u0639\u062f\u0645 \u0627\u0644\u0646\u0634\u0627\u0637 \u0642\u062f\u0631\u0647\u0627 20 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0623\u0645\u0631\u064a\u0643\u064a\u064b\u0627 (\u0639\u0634\u0631\u0648\u0646 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0623\u0645\u0631\u064a\u0643\u064a\u064b\u0627 \u0623\u0648 \u0643\u0627\u0645\u0644 \u0627\u0644\u0631\u0635\u064a\u062f \u0627\u0644\u062d\u0631 \u0627\u0644\u0645\u062a\u0648\u0641\u0631 \u0641\u064a \u0627\u0644\u062d\u0633\u0627\u0628\u060c \u0623\u064a\u0647\u0645\u0627 \u0623\u0642\u0644).<\/span>
    11.4 \u0633\u064a\u062a\u0645 \u0623\u0631\u0634\u0641\u0629 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0631\u0635\u064a\u062f \u0627\u0644\u0635\u0641\u0631\u064a \u0628\u0639\u062f \u0645\u0631\u0648\u0631 \u062a\u0633\u0639\u064a\u0646 (90) \u064a\u0648\u0645\u064b\u0627 \u062a\u0642\u0648\u064a\u0645\u064a\u064b\u0627.<\/span><\/p><\/div><\/div>

    \u00a0<\/div>

    \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0648\u0633\u064a\u0637 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a<\/span><\/h3><\/div><\/div><\/div><\/div>

    12.1 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0648\u0633\u064a\u0637 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a (IB)<\/span>
    \u064a\u0645\u0643\u0646 \u0644\u0623\u064a \u0641\u0631\u062f \u0623\u0648 \u0645\u0624\u0633\u0633\u0629 \u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0648\u0633\u064a\u0637 \u062a\u0639\u0631\u064a\u0641\u064a (IB) \u0644\u062f\u0649 Babylon \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0633\u062a\u064a\u0641\u0627\u0621 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0639\u0627\u0645\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0641\u062a\u062d \u0627\u0644\u062d\u0633\u0627\u0628 \u0643\u0645\u0627 \u0647\u0648 \u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647 \u0641\u064a \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645.<\/span>
    \u0648\u0644\u0643\u064a \u064a\u062a\u0645 \u0627\u0639\u062a\u0645\u0627\u062f\u0643 \u0643\u0648\u0633\u064a\u0637 \u062a\u0639\u0631\u064a\u0641\u064a (IB)\u060c \u064a\u062c\u0628 \u0625\u062d\u0627\u0644\u0629 \u0645\u0627 \u0644\u0627 \u064a\u0642\u0644 \u0639\u0646 3 \u0639\u0645\u0644\u0627\u0621 \u0646\u0634\u0637\u064a\u0646. \u0648\u064a\u064f\u0642\u0635\u062f \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0646\u0634\u0637\u064a\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0630\u064a\u0646 \u0642\u0627\u0645\u0648\u0627 \u0628\u0646\u062c\u0627\u062d \u0628\u0641\u062a\u062d \u062d\u0633\u0627\u0628\u0627\u062a\u0647\u0645 \u0648\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646\u0647\u0627\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0625\u064a\u062f\u0627\u0639 \u0645\u0628\u0644\u063a \u0644\u0627 \u064a\u0642\u0644 \u0639\u0646 300 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a \u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u0644\u062a\u062f\u0627\u0648\u0644. <\/span>
    \u0644\u0627 \u064a\u064f\u0633\u0645\u062d \u0644\u0644\u0648\u0633\u0637\u0627\u0621 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a\u064a\u0646 (Introducing Brokers) \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062d\u0633\u0627\u0628\u0627\u062a\u0647\u0645 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0623\u0648 \u062d\u0633\u0627\u0628\u0627\u062a \u0623\u0641\u0631\u0627\u062f \u0639\u0627\u0626\u0644\u0627\u062a\u0647\u0645 \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u064a\u0646 \u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0648\u0644\u0627\u062a.<\/span>
    \u0633\u064a\u062a\u0645 \u0625\u0636\u0627\u0641\u0629 \u0627\u0644\u0639\u0645\u0648\u0644\u0627\u062a \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0627\u0644\u0648\u0633\u064a\u0637 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a (Introducing Broker) \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0627\u062a\u0641\u0627\u0642 \u0627\u0644\u0623\u0648\u0644\u064a \u0648\u0647\u064a\u0643\u0644 \u0627\u0644\u0639\u0645\u0648\u0644\u0627\u062a \u0627\u0644\u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647\u060c \u0633\u0648\u0627\u0621 \u0643\u0627\u0646 \u0630\u0644\u0643 \u0628\u0634\u0643\u0644 \u064a\u0648\u0645\u064a \u0623\u0648 \u0634\u0647\u0631\u064a.<\/span>
    12.2 \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u0648\u0633\u064a\u0637 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a<\/span>
    \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0648\u0633\u064a\u0637 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0645\u0633\u062c\u0644 \u0623\u0644\u0627 \u064a\u0642\u0648\u0645 \u0628\u0623\u064a \u062a\u0635\u0631\u0641 \u0623\u0648 \u064a\u0645\u062a\u0646\u0639 \u0639\u0646 \u0627\u062a\u062e\u0627\u0630 \u0623\u064a \u0625\u062c\u0631\u0627\u0621 \u064a\u0639\u0644\u0645\u060c \u0623\u0648 \u0645\u0646 \u0627\u0644\u0645\u0641\u062a\u0631\u0636 \u0628\u0634\u0643\u0644 \u0645\u0639\u0642\u0648\u0644 \u0623\u0646 \u064a\u0639\u0644\u0645\u060c \u0623\u0646\u0647 \u0642\u062f \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0627\u0644\u0625\u0636\u0631\u0627\u0631 \u0628\u0633\u0645\u0639\u062a\u0646\u0627 \u0628\u0623\u064a \u0634\u0643\u0644 \u0645\u0646 \u0627\u0644\u0623\u0634\u0643\u0627\u0644\u060c \u0623\u0648 \u0628\u0633\u0645\u0639\u0629 \u0623\u064a \u0645\u0646 \u0634\u0631\u0643\u0627\u0626\u0646\u0627.<\/span>
    \u0623\u0644\u0627 \u064a\u0642\u0648\u0645 \u0639\u0645\u062f\u064b\u0627 \u0628\u0623\u064a \u0641\u0639\u0644 \u0623\u0648 \u062a\u0635\u0631\u0641 \u2014 \u0623\u0648 \u064a\u0633\u0645\u062d \u0628\u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0647 \u2014 \u064a\u0639\u0644\u0645\u060c \u0623\u0648 \u0645\u0646 \u0627\u0644\u0645\u0641\u062a\u0631\u0636 \u0628\u0634\u0643\u0644 \u0645\u0639\u0642\u0648\u0644 \u0623\u0646 \u064a\u0639\u0644\u0645\u060c \u0623\u0646\u0647 \u0642\u062f \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0648\u0636\u0639\u0646\u0627 \u0641\u064a \u062d\u0627\u0644\u0629 \u0645\u062e\u0627\u0644\u0641\u0629 \u0644\u0623\u064a \u0645\u0646 \u0623\u062d\u0643\u0627\u0645 \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0639\u0645\u064a\u0644 \u0623\u0648 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0648\u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.<\/span><\/p>

    \u0623\u0644\u0627 \u064a\u0642\u062f\u0645 \u0623\u064a \u0625\u0642\u0631\u0627\u0631 \u0623\u0648 \u0636\u0645\u0627\u0646 \u0623\u0648 \u062a\u0639\u0647\u062f \u0646\u064a\u0627\u0628\u0629\u064b \u0639\u0646\u0627\u060c \u0625\u0644\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0645\u062e\u0648\u0644\u064b\u0627 \u0628\u0630\u0644\u0643 \u0635\u0631\u0627\u062d\u0629\u064b \u0645\u0646 \u0642\u0628\u0644\u0646\u0627.<\/span>
    \u0623\u0644\u0627 \u064a\u062a\u062d\u0645\u0644\u060c \u0628\u0635\u0641\u062a\u0647 \u0648\u0633\u064a\u0637\u064b\u0627 \u062a\u0639\u0631\u064a\u0641\u064a\u064b\u0627\u060c \u0623\u064a \u0627\u0644\u062a\u0632\u0627\u0645 \u0623\u0648 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0646\u064a\u0627\u0628\u0629\u064b \u0639\u0646\u0627\u060c \u0648\u0623\u0644\u0627 \u064a\u062a\u0639\u0647\u062f \u0623\u0648 \u064a\u0639\u0631\u0636 \u0627\u0626\u062a\u0645\u0627\u0646\u0646\u0627 \u0628\u0623\u064a \u0634\u0643\u0644 \u0645\u0646 \u0627\u0644\u0623\u0634\u0643\u0627\u0644\u060c \u0623\u0648 \u064a\u0642\u0628\u0644 \u0623\u0648 \u064a\u0628\u0631\u0645 \u0623\u064a \u0639\u0642\u062f \u064a\u0643\u0648\u0646 \u0645\u0644\u0632\u0645\u064b\u0627 \u0644\u0646\u0627.<\/span>
    \u0623\u0646 \u064a\u062a\u0635\u0631\u0641 \u0628\u062d\u0633\u0646 \u0646\u064a\u0629 \u0641\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0648\u0642\u0627\u062a \u0628\u0645\u0627 \u064a\u062e\u062f\u0645 \u0645\u0635\u0627\u0644\u062d\u0646\u0627 \u0648\u0644\u0635\u0627\u0644\u062d\u0646\u0627.<\/span>
    \u0623\u0644\u0627 \u064a\u0642\u062f\u0645 \u0628\u0623\u064a \u0634\u0643\u0644 \u0645\u0646 \u0627\u0644\u0623\u0634\u0643\u0627\u0644 \u0644\u0623\u064a \u0639\u0645\u064a\u0644 \u0623\u064a \u062a\u0639\u0647\u062f \u0623\u0648 \u062a\u0645\u062b\u064a\u0644 \u064a\u0641\u064a\u062f \u0628\u0623\u0646\u0647 \u064a\u0642\u0648\u0645 \u0623\u0648 \u0633\u064a\u0642\u0648\u0645 \u0628\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0639\u0645\u064a\u0644 \u0636\u062f \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0623\u0648 \u0627\u0644\u062d\u062f \u0645\u0646 \u062e\u0633\u0627\u0626\u0631\u0647\u060c \u0648\u0623\u0644\u0627 \u064a\u0645\u062a\u0646\u0639 \u0639\u0646 \u0637\u0644\u0628 \u0623\u0648 \u0645\u062d\u0627\u0648\u0644\u0629 \u062a\u062d\u0635\u064a\u0644 \u0647\u0627\u0645\u0634 \u0627\u0644\u0635\u064a\u0627\u0646\u0629 \u0627\u0644\u0623\u0648\u0644\u064a \u0627\u0644\u0645\u0637\u0644\u0648\u0628 \u0648\u0641\u0642\u064b\u0627 \u0644\u0645\u0627 \u0646\u062d\u062f\u062f\u0647 \u0646\u062d\u0646.<\/span>
    \u0623\u0644\u0627 \u064a\u0642\u0648\u0645 \u0628\u0623\u064a \u062a\u0635\u0631\u0641 \u2014 \u0633\u0648\u0627\u0621 \u0643\u0627\u0646 \u0645\u0642\u0635\u0648\u062f\u064b\u0627 \u0623\u0648 \u0643\u0627\u0646\u062a \u0646\u062a\u064a\u062c\u062a\u0647 \u2014 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0625\u0646\u0634\u0627\u0621 \u0639\u0642\u062f \u0623\u0648 \u062a\u0631\u062a\u064a\u0628 \u0645\u0644\u0632\u0645 \u0628\u064a\u0646\u0646\u0627 \u0648\u0628\u064a\u0646 \u0623\u064a \u0637\u0631\u0641 \u062b\u0627\u0644\u062b\u060c \u0623\u0648 \u064a\u062a\u0631\u062a\u0628 \u0639\u0644\u064a\u0647 \u062a\u062d\u0645\u064a\u0644\u0646\u0627 \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0623\u0648 \u0627\u0644\u062a\u0632\u0627\u0645.<\/span>
    \u0623\u0644\u0627 \u064a\u0645\u062a\u0644\u0643 \u0623\u0648 \u064a\u062d\u062a\u0641\u0638 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0628\u0623\u064a \u0623\u0635\u0648\u0644 \u0623\u0648 \u0623\u0645\u0648\u0627\u0644 \u062a\u062e\u0635 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0623\u0648 \u0623\u064a \u0623\u0645\u0648\u0627\u0644 \u064a\u062a\u0645 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639\u0647\u0627 \u0623\u0648 \u0627\u0639\u062a\u0628\u0627\u0631\u0647\u0627 \u0623\u0645\u0648\u0627\u0644\u064b\u0627 \u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u0621.<\/span>
    12.3 \u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628 \u0627\u0644\u0648\u0633\u064a\u0637 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a (Introducing Broker)<\/span>
    \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u0625\u062d\u0627\u0644\u0629 \u0645\u0627 \u0644\u0627 \u064a\u0642\u0644 \u0639\u0646 \u062b\u0644\u0627\u062b\u0629 \u0639\u0645\u0644\u0627\u0621 \u062c\u062f\u062f \u0645\u0646 \u0641\u0626\u0629 Premium \u0643\u0644 \u0634\u0647\u0631.<\/span>
    \u064a\u062c\u0628 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062a\u062f\u0627\u0648\u0644\u064a \u0644\u0643\u0644 \u0639\u0645\u064a\u0644 \u0628\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0627\u0644\u0645\u0637\u0644\u0648\u0628 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0623\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629.<\/span>
    \u0625\u0630\u0627 \u0644\u0645 \u064a\u0633\u062a\u0648\u0641\u0650 \u0627\u0644\u0648\u0633\u064a\u0637 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647\u060c \u064a\u062d\u0642 \u0644\u0644\u0634\u0631\u0643\u0629 \u0625\u0644\u063a\u0627\u0621 \u0627\u0644\u0639\u0645\u0648\u0644\u0627\u062a \u0623\u0648 \u062a\u062c\u0645\u064a\u062f\u0647\u0627 \u0625\u0644\u0649 \u062d\u064a\u0646 \u0627\u0633\u062a\u064a\u0641\u0627\u0621 \u062a\u0644\u0643 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a.<\/span>
    \u0643\u0645\u0627 \u064a\u062d\u0642 \u0644\u0644\u0634\u0631\u0643\u0629 \u0625\u0644\u063a\u0627\u0621 \u062d\u0633\u0627\u0628 \u0627\u0644\u0648\u0633\u064a\u0637 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0641\u064a \u062d\u0627\u0644 \u0639\u062f\u0645 \u0627\u0633\u062a\u064a\u0641\u0627\u0626\u0647 \u0644\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0648\u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629.<\/span><\/p><\/div><\/div>

    \u00a0<\/div>

    \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062e\u0627\u0644\u064a\u0629 \u0645\u0646 \u0641\u0648\u0627\u0626\u062f \u0627\u0644\u062a\u0628\u064a\u064a\u062a (\u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629)<\/span><\/h3><\/div><\/div><\/div><\/div>

    13.1 \u0646\u062d\u0646 \u0646\u0648\u0641\u0631 \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0641\u062a\u062d \u062d\u0633\u0627\u0628\u0627\u062a \u0625\u0633\u0644\u0627\u0645\u064a\u0629 (\u062e\u0627\u0644\u064a\u0629 \u0645\u0646 \u0641\u0648\u0627\u0626\u062f \u0627\u0644\u062a\u0628\u064a\u064a\u062a) \u0644\u062f\u064a\u0646\u0627. \u0648\u062a\u062a\u0648\u0641\u0631 \u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u062e\u0627\u0644\u064a\u0629 \u0645\u0646 \u0641\u0648\u0627\u0626\u062f \u0627\u0644\u062a\u0628\u064a\u064a\u062a \u0641\u0642\u0637 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0630\u064a\u0646 \u0644\u0627 \u064a\u0645\u0643\u0646\u0647\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0646\u0638\u0627\u0645 \u0627\u0644\u0633\u0648\u0627\u0628 (Swap) \u0628\u0633\u0628\u0628 \u0645\u0639\u062a\u0642\u062f\u0627\u062a\u0647\u0645 \u0627\u0644\u062f\u064a\u0646\u064a\u0629.<\/span>
    \u0648\u0628\u0646\u0627\u0621\u064b \u0639\u0644\u064a\u0647\u060c \u0648\u0641\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u0646\u062a\u0644\u0642\u0649 \u0641\u064a\u0647\u0627 \u0637\u0644\u0628\u064b\u0627 \u0644\u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0625\u0633\u0644\u0627\u0645\u064a (\u062e\u0627\u0644\u064a \u0645\u0646 \u0641\u0648\u0627\u0626\u062f \u0627\u0644\u062a\u0628\u064a\u064a\u062a)\u060c \u0641\u0625\u0646\u0646\u0627 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0637\u0644\u0628 \u0645\u0628\u0631\u0631\u0627\u062a \u0648\/\u0623\u0648 \u0625\u062b\u0628\u0627\u062a\u0627\u062a \u062a\u0648\u0636\u062d \u0627\u0644\u062d\u0627\u062c\u0629 \u0623\u0648 \u0627\u0644\u0636\u0631\u0648\u0631\u0629 \u0644\u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a.<\/span>
    \u0643\u0645\u0627 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0631\u0641\u0636 \u0645\u0639\u0627\u0644\u062c\u0629 \u0623\u064a \u0637\u0644\u0628 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0644\u0623\u064a \u0633\u0628\u0628 \u0643\u0627\u0646\u060c \u062f\u0648\u0646 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u062a\u0642\u062f\u064a\u0645 \u0623\u064a \u062a\u0641\u0633\u064a\u0631 \u0623\u0648 \u0645\u0628\u0631\u0631.<\/span>
    13.2 \u0644\u0627 \u064a\u064f\u0633\u0645\u062d \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062e\u0627\u0644\u064a\u0629 \u0645\u0646 \u0641\u0648\u0627\u0626\u062f \u0627\u0644\u062a\u0628\u064a\u064a\u062a \u0644\u062a\u062d\u0642\u064a\u0642 \u0623\u0631\u0628\u0627\u062d \u0645\u0646 \u0641\u0631\u0648\u0642\u0627\u062a \u0623\u0648 \u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0633\u0648\u0627\u0628\u060c \u0643\u0645\u0627 \u0644\u0627 \u064a\u062d\u0642 \u0644\u0647\u0645 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u0628\u062f\u0641\u0639 \u0623\u064a \u0645\u0628\u0627\u0644\u063a \u0633\u0648\u0627\u0628 \u0645\u0641\u0642\u0648\u062f\u0629 \u0646\u062a\u064a\u062c\u0629 \u062a\u062d\u0648\u064a\u0644 \u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0647\u0645 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0623\u0648 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062e\u0627\u0644\u064a\u0629 \u0645\u0646 \u0641\u0648\u0627\u0626\u062f \u0627\u0644\u062a\u0628\u064a\u064a\u062a\u060c \u0648\u0630\u0644\u0643 \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u062a\u064a \u062a\u0645 \u0641\u064a\u0647\u0627 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0625\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a.<\/span>
    13.3 \u0641\u064a \u062d\u0627\u0644 \u0627\u0643\u062a\u0634\u0627\u0641\u0646\u0627 \u0644\u0623\u064a \u0634\u0643\u0644 \u0645\u0646 \u0623\u0634\u0643\u0627\u0644 \u0625\u0633\u0627\u0621\u0629 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u0648 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0623\u0648 \u0627\u0644\u062a\u0644\u0627\u0639\u0628 \u0623\u0648 \u0627\u0644\u0645\u0631\u0627\u062c\u062d\u0629 (Arbitrage) \u0641\u064a \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0642\u062a\u0631\u0636\u0629 \u0623\u0648 \u0623\u064a \u0623\u0646\u0634\u0637\u0629 \u062e\u0627\u062f\u0639\u0629 \u0623\u0648 \u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629 \u0623\u062e\u0631\u0649 \u062a\u062a\u0639\u0644\u0642 \u0628\u0623\u064a \u062d\u0633\u0627\u0628 \u062e\u0627\u0644\u064d \u0645\u0646 \u0641\u0648\u0627\u0626\u062f \u0627\u0644\u062a\u0628\u064a\u064a\u062a \u0644\u0623\u064a \u0639\u0645\u064a\u0644\u060c \u0641\u0625\u0646\u0646\u0627 \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642\u060c \u0648\u0641\u064a \u0623\u064a \u0648\u0642\u062a\u060c \u0641\u064a \u0627\u062a\u062e\u0627\u0630 \u0623\u064a \u0645\u0646 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/span>
    (\u0623) \u0625\u0644\u063a\u0627\u0621 \u0635\u0641\u0629 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062e\u0627\u0644\u064a \u0645\u0646 \u0641\u0648\u0627\u0626\u062f \u0627\u0644\u062a\u0628\u064a\u064a\u062a \u0628\u0623\u062b\u0631 \u0641\u0648\u0631\u064a\u061b<\/span>
    (\u0628) \u062a\u0635\u062d\u064a\u062d \u0648\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0623\u064a \u0645\u0628\u0627\u0644\u063a \u0633\u0648\u0627\u0628 \u0623\u0648 \u0645\u0632\u0627\u064a\u0627 \u063a\u064a\u0631 \u0645\u0633\u062a\u062d\u0642\u0629\u061b \u0648\/\u0623\u0648<\/span>
    (\u062c) \u0625\u063a\u0644\u0627\u0642 \u062c\u0645\u064a\u0639 \u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0630\u0644\u0643 \u0627\u0644\u0639\u0645\u064a\u0644 \u0644\u062f\u064a\u0646\u0627 \u0628\u0634\u0643\u0644 \u0641\u0648\u0631\u064a\u060c \u0648\u0625\u0644\u063a\u0627\u0621 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0646\u0641\u0630\u0629 \u0639\u0644\u0649 \u062a\u0644\u0643 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a\u060c \u0648\u0625\u0644\u063a\u0627\u0621 \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0623\u0648 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646\u0647\u0627.<\/span><\/p><\/div><\/div>

    \u00a0<\/div>

    \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0645\u0639 \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a.<\/span><\/h3><\/div><\/div><\/div><\/div>

    14.1 \u062f\u0648\u0646 \u0627\u0644\u0625\u062e\u0644\u0627\u0644 \u0628\u0623\u064a \u0623\u062d\u0643\u0627\u0645 \u0623\u062e\u0631\u0649 \u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629\u060c \u0648\u0639\u0644\u0649 \u0648\u062c\u0647 \u0627\u0644\u062e\u0635\u0648\u0635 \u2014 \u062f\u0648\u0646 \u062d\u0635\u0631 \u2014 \u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0625\u062e\u0644\u0627\u0644 \u0623\u0648 \u0627\u0644\u062a\u0639\u062b\u0631\u060c \u062a\u0633\u062a\u0645\u0631 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646\u0646\u0627 \u0648\u0628\u064a\u0646 \u0627\u0644\u0639\u0645\u064a\u0644 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0633\u0627\u0631\u064a\u0629 \u0648\u0646\u0627\u0641\u0630\u0629 \u0625\u0644\u0649 \u0623\u0646 \u064a\u062a\u0645 \u0625\u0646\u0647\u0627\u0624\u0647\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0623\u064a \u0645\u0646 \u0627\u0644\u0637\u0631\u0641\u064a\u0646.<\/span>
    14.2 \u0645\u0627 \u0644\u0645 \u062a\u062a\u0637\u0644\u0628 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0623\u0648 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0648\/\u0623\u0648 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u062e\u0644\u0627\u0641 \u0630\u0644\u0643\u060c \u064a\u062c\u0648\u0632 \u0644\u0623\u064a \u0645\u0646 \u0627\u0644\u0637\u0631\u0641\u064a\u0646 \u0625\u0646\u0647\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0642\u062f\u064a\u0645 \u0625\u0634\u0639\u0627\u0631 \u062e\u0637\u064a \u0628\u0627\u0644\u0625\u0646\u0647\u0627\u0621 \u0625\u0644\u0649 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u0622\u062e\u0631.<\/span>
    14.3 \u0639\u0646\u062f \u0625\u0646\u0647\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629\u060c \u062a\u0635\u0628\u062d \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0644\u0646\u0627 \u0648\u0627\u062c\u0628\u0629 \u0627\u0644\u062f\u0641\u0639 \u0641\u0648\u0631\u064b\u0627\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062c\u0645\u064a\u0639 \u0627\u0644\u0631\u0633\u0648\u0645 \u0648\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0648\u0627\u0644\u0639\u0645\u0648\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629\u060c \u0648\u0623\u064a \u0645\u0635\u0627\u0631\u064a\u0641 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0625\u0646\u0647\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629\u060c \u0648\u0623\u064a \u062e\u0633\u0627\u0626\u0631 \u0623\u0648 \u0645\u0635\u0627\u0631\u064a\u0641 \u0645\u062a\u0631\u062a\u0628\u0629 \u0639\u0644\u0649 \u0625\u063a\u0644\u0627\u0642 \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0629 \u0623\u0648 \u0639\u0642\u062f\u060c \u0623\u0648 \u062a\u0633\u0648\u064a\u0629 \u0623\u0648 \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u062a\u064a \u062a\u0643\u0628\u062f\u0646\u0627\u0647\u0627 \u0646\u064a\u0627\u0628\u0629\u064b \u0639\u0646\u0643.<\/span>
    14.4 \u0639\u0646\u062f \u0627\u0644\u0625\u0646\u0647\u0627\u0621\u060c \u0633\u0646\u0642\u0648\u0645 \u0628\u0625\u0643\u0645\u0627\u0644 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\/\u0623\u0648 \u0627\u0644\u0639\u0642\u0648\u062f \u0627\u0644\u062a\u064a \u062a\u0645 \u0625\u0628\u0631\u0627\u0645\u0647\u0627 \u0628\u0627\u0644\u0641\u0639\u0644 \u0623\u0648 \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u0632\u0627\u0644 \u0642\u064a\u062f \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u060c \u0648\u062a\u0638\u0644 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0645\u0644\u0632\u0645\u0629 \u0644\u0644\u0637\u0631\u0641\u064a\u0646 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u062a\u0644\u0643 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\/\u0623\u0648 \u0627\u0644\u0639\u0642\u0648\u062f.<\/span>
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